IFSC Code of Karnataka Gramin Bank, Devanhally, Bengaluru-R, Karnataka — PKGB0012195

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Karnataka Gramin Bank for its Devanhally branch in Devanahalli, Bengaluru-R, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Karnataka Gramin Bank situated in Devanahalli or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code PKGB0012195. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Gramin Bank, Devanhally, Devanahalli

Here are the key points that are associated with the IFSC Code PKGB0012195 of Karnataka Gramin Bank for its branch located in Devanahalli, within the district of Bengaluru-R in the state of Karnataka.

These details help users in online banking and for businesses and individuals who use Karnataka Gramin Bank in Devanahalli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PKGB0012195 for the Devanhally branch of Karnataka Gramin Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Gramin Bank located in Devanhally, Devanahalli, Karnataka, is provided with a unique IFSC like PKGB0012195 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Karnataka Gramin Bank branch in Devanahalli.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Devanahalli and Bengaluru-R.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Karnataka Gramin Bank in Devanhally do not get mixed with another location.

Format of the IFSC Code PKGB0012195

The format of the IFSC Code for banks, including Karnataka Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Karnataka Gramin Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Devanhally in Devanahalli.

For example, the IFSC Code PKGB0012195 of Karnataka Gramin Bank for the Devanhally branch includes these elements, identifying the bank and the branch location in Devanahalli and Karnataka accurately.

How to Find IFSC Code for Karnataka Gramin Bank?

To find the IFSC Code PKGB0012195 of Karnataka Gramin Bank for its Devanhally branch located in Devanahalli, the following methods can help you out:

Cheque Book

The cheque book issued by Karnataka Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Karnataka Gramin Bank branches in Devanahalli and Bengaluru-R, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karnataka Gramin Bank and go to the branch locator section. Then search for Devanhally or Devanahalli to find the exact IFSC Code PKGB0012195.

Mobile Banking App

If you use Karnataka Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Karnataka Gramin Bank and Devanahalli will provide accurate information.

How to Use IFSC Code PKGB0012195 for Online Transfers?

If you have the IFSC Code PKGB0012195 for the Devanhally branch of Karnataka Gramin Bank in Devanahalli, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PKGB0012195. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Karnataka Gramin Bank IFSC Code PKGB0012195.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Karnataka Gramin Bank Devanhally in Devanahalli, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Gramin Bank in Devanhally, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Karnataka Gramin Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Devanahalli to handle online money transfers and get their cheques cleared smoothly.