The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Karnataka Gramin Bank for its Chennarayapatna - Devanahalli branch in Devanahalli, Bengaluru-R, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Karnataka Gramin Bank located in Devanahalli or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code PKGB0012190. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Karnataka Gramin Bank, Chennarayapatna - Devanahalli, Devanahalli
Below in the table are the key details related to IFSC Code PKGB0012190 of Karnataka Gramin Bank for its branch located in Devanahalli, within the district of Bengaluru-R in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Karnataka Gramin Bank |
| IFSC Code | PKGB0012190 |
| Branch | Chennarayapatna - Devanahalli |
| City | Devanahalli |
| District | Bengaluru-R |
| State | Karnataka |
| Address | Via Vijayapura Devanahally Taluk Bengaluru Rural District |
These details help users in online banking and for businesses and individuals who use Karnataka Gramin Bank in Devanahalli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PKGB0012190 for the Chennarayapatna - Devanahalli branch of Karnataka Gramin Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Gramin Bank located in Chennarayapatna - Devanahalli, Devanahalli, Karnataka, are allotted a unique IFSC like PKGB0012190 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Devanahalli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Devanahalli and Bengaluru-R.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Karnataka Gramin Bank in Chennarayapatna - Devanahalli reaches the right place, even though there are thousands of branches in Karnataka and across India.
Format of the IFSC Code PKGB0012190
The format of the IFSC Code for banks, including Karnataka Gramin Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Karnataka Gramin Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Chennarayapatna - Devanahalli in Devanahalli.
For example, the IFSC Code PKGB0012190 of Karnataka Gramin Bank for the Chennarayapatna - Devanahalli branch has these elements, identifying the bank and the branch location in Devanahalli and Karnataka correctly.
How to Find IFSC Code for Karnataka Gramin Bank?
If you are trying to find the IFSC Code PKGB0012190 of Karnataka Gramin Bank for its Chennarayapatna - Devanahalli branch located in Devanahalli, the following methods can help:
Cheque Book
The cheque books that are issued by Karnataka Gramin Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Karnataka Gramin Bank branches in Devanahalli and Bengaluru-R, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Karnataka Gramin Bank and find the branch locator section. Search for Chennarayapatna - Devanahalli or Devanahalli to get the exact IFSC Code PKGB0012190.
Mobile Banking App
If you use Karnataka Gramin Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Karnataka Gramin Bank and Devanahalli that will provide accurate information.
How to Use IFSC Code PKGB0012190 for Online Transfers?
Once you have the IFSC Code PKGB0012190 for the Chennarayapatna - Devanahalli branch of Karnataka Gramin Bank in Devanahalli, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PKGB0012190. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Karnataka Gramin Bank IFSC Code PKGB0012190.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Karnataka Gramin Bank Chennarayapatna - Devanahalli in Devanahalli, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Karnataka Gramin Bank in Chennarayapatna - Devanahalli, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Karnataka Gramin Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Devanahalli manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Chennarayapatna - Devanahalli Devanahalli branch is PKGB0012190.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Via Vijayapura Devanahally Taluk Bengaluru Rural District.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.