IFSC Code of Karnataka Gramin Bank, Hirisave, Hassan, Karnataka — PKGB0012348

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Karnataka Gramin Bank for its Hirisave branch in C R Patna, Hassan, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Karnataka Gramin Bank located in C R Patna or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code PKGB0012348. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Karnataka Gramin Bank, Hirisave, C R Patna

The table below shows the main details of the IFSC Code PKGB0012348 for the Karnataka Gramin Bank branch in C R Patna, which falls under the Hassan district in Karnataka.

These details are crucial, not just for online banking users but also for businesses and individuals who use Karnataka Gramin Bank in C R Patna for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PKGB0012348 for the Hirisave branch of Karnataka Gramin Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Gramin Bank located in Hirisave, C R Patna, Karnataka, is provided with a unique IFSC like PKGB0012348 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Karnataka Gramin Bank branch in C R Patna.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like C R Patna and Hassan.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Karnataka Gramin Bank in Hirisave do not get mixed with another location.

Format of the IFSC Code PKGB0012348

The format of the IFSC Code for banks, including Karnataka Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Karnataka Gramin Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hirisave in C R Patna.

For example, the IFSC Code PKGB0012348 of Karnataka Gramin Bank for the Hirisave branch includes these elements, identifying the bank and the branch location in C R Patna and Karnataka accurately.

How to Find IFSC Code for Karnataka Gramin Bank?

If you are trying to find the IFSC Code PKGB0012348 of Karnataka Gramin Bank for its Hirisave branch located in C R Patna, the following methods can help:

Cheque Book

The cheque books that are issued by Karnataka Gramin Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Karnataka Gramin Bank branches in C R Patna and Hassan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karnataka Gramin Bank and find the branch locator section. Search for Hirisave or C R Patna to get the exact IFSC Code PKGB0012348.

Mobile Banking App

If you use Karnataka Gramin Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Karnataka Gramin Bank and C R Patna that will provide accurate information.

How to Use IFSC Code PKGB0012348 for Online Transfers?

Once you have the IFSC Code PKGB0012348 for the Hirisave branch of Karnataka Gramin Bank in C R Patna, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PKGB0012348. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karnataka Gramin Bank IFSC Code PKGB0012348.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Karnataka Gramin Bank Hirisave in C R Patna may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Karnataka Gramin Bank in Hirisave, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Karnataka Gramin Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in C R Patna manage their online transfers and cheque clearances easily.