For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Karnataka Bank Limited for its Gokarna branch in Uttar Kannada, Gokarna, Karnataka, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Karnataka Bank Limited located in Uttar Kannada or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code KARB0000252. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Bank Limited, Gokarna, Uttar Kannada

Below in the table are the key details related to IFSC Code KARB0000252 of Karnataka Bank Limited for its branch located in Uttar Kannada, within the district of Gokarna in the state of Karnataka.

Particulars Details
Bank Karnataka Bank Limited
IFSC Code KARB0000252
Branch Gokarna
City Uttar Kannada
District Gokarna
State Karnataka
Address House No.12A,Tharamukki Road,Near Busstand,Gokarna, Pin - 581326

These details are important not only for users using online banking but also for businesses and individuals who use Karnataka Bank Limited in Uttar Kannada for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KARB0000252 for the Gokarna branch of Karnataka Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Bank Limited located in Gokarna, Uttar Kannada, Karnataka, is provided with a unique IFSC like KARB0000252 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Karnataka Bank Limited branch in Uttar Kannada.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Uttar Kannada and Gokarna.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Karnataka Bank Limited in Gokarna do not get mixed with another location.

Format of the IFSC Code KARB0000252

The format of the IFSC Code for banks, including Karnataka Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Karnataka Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gokarna in Uttar Kannada.

For example, the IFSC Code KARB0000252 of Karnataka Bank Limited for the Gokarna branch has these elements, identifying the bank and the branch location in Uttar Kannada and Karnataka correctly.

How to Find IFSC Code for Karnataka Bank Limited?

If you are trying to find the IFSC Code KARB0000252 of Karnataka Bank Limited for its Gokarna branch located in Uttar Kannada, the following methods can help:

Cheque Book

The cheque books that are issued by Karnataka Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Karnataka Bank Limited branches in Uttar Kannada and Gokarna, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karnataka Bank Limited and find the branch locator section. Search for Gokarna or Uttar Kannada to get the exact IFSC Code KARB0000252.

Mobile Banking App

If you use Karnataka Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Karnataka Bank Limited and Uttar Kannada that will provide accurate information.

How to Use IFSC Code KARB0000252 for Online Transfers?

Once you have the IFSC Code KARB0000252 for the Gokarna branch of Karnataka Bank Limited in Uttar Kannada, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KARB0000252. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000252.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karnataka Bank Limited Gokarna in Uttar Kannada, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Gokarna, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karnataka Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Uttar Kannada to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Bank Limited Gokarna Uttar Kannada?

The IFSC Code of the Gokarna Uttar Kannada branch is KARB0000252.

Is IFSC Code KARB0000252 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Karnataka Bank Limited Gokarna branch?

The branch is located at House No.12A,Tharamukki Road,Near Busstand,Gokarna, Pin - 581326.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.