For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Karnataka Bank Limited for its Yerlapady branch in Udupi, Sulia, Karnataka, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Karnataka Bank Limited located in Udupi or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code KARB0000847. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Bank Limited, Yerlapady, Udupi

Below in the table are the key details related to IFSC Code KARB0000847 of Karnataka Bank Limited for its branch located in Udupi, within the district of Sulia in the state of Karnataka.

Particulars Details
Bank Karnataka Bank Limited
IFSC Code KARB0000847
Branch Yerlapady
City Udupi
District Sulia
State Karnataka
Address Karkala-Udupi Main Road ,Jarkala Yerlapady Village & Gp-574102, Karkala Taluk, Udupi District Karnataka State

These details helps users in online banking and for businesses and individuals who use Karnataka Bank Limited in Udupi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000847 for the Yerlapady branch of Karnataka Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Bank Limited located in Yerlapady, Udupi, Karnataka, is provided a unique IFSC like KARB0000847 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Karnataka Bank Limited branch in Udupi.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Udupi and Sulia.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Karnataka Bank Limited in Yerlapady do not get misguided to another person.

Format of the IFSC Code KARB0000847

The format of the IFSC Code for banks, including Karnataka Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Karnataka Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Yerlapady in Udupi.

For example, the IFSC Code KARB0000847 of Karnataka Bank Limited for the Yerlapady branch has these elements, identifying the bank and the branch location in Udupi and Karnataka correctly.

How to Find IFSC Code for Karnataka Bank Limited?

To find the IFSC Code KARB0000847 of Karnataka Bank Limited for its Yerlapady branch located in Udupi, the following methods can help you out:

Cheque Book

The cheque book issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Karnataka Bank Limited branches in Udupi and Sulia, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karnataka Bank Limited and go to the branch locator section. Then search for Yerlapady or Udupi to find the exact IFSC Code KARB0000847.

Mobile Banking App

If you use Karnataka Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Karnataka Bank Limited and Udupi will provide accurate information.

How to Use IFSC Code KARB0000847 for Online Transfers?

Once you have the IFSC Code KARB0000847 for the Yerlapady branch of Karnataka Bank Limited in Udupi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KARB0000847. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000847.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Karnataka Bank Limited Yerlapady in Udupi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Yerlapady, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karnataka Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Udupi manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Bank Limited in Yerlapady, Udupi?

The IFSC Code is KARB0000847.

Is the IFSC Code KARB0000847 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Bank Limited Yerlapady?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Yerlapady branch?

The address of the branch is Karkala-Udupi Main Road ,Jarkala Yerlapady Village & Gp-574102, Karkala Taluk, Udupi District Karnataka State located in Udupi, Sulia, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.