The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Karnataka Bank Limited for its Vivekananda Road Tumkur Main branch in Tumkur, Tumkur, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Karnataka Bank Limited located in Tumkur or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code KARB0000756. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Karnataka Bank Limited, Vivekananda Road Tumkur Main, Tumkur
Below in the table are the key details related to IFSC Code KARB0000756 of Karnataka Bank Limited for its branch located in Tumkur, within the district of Tumkur in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Karnataka Bank Limited |
| IFSC Code | KARB0000756 |
| Branch | Vivekananda Road Tumkur Main |
| City | Tumkur |
| District | Tumkur |
| State | Karnataka |
| Address | First Floor,Mundappa Complex,Vivekananda Road,Tumkur, Pin - 572101 |
These details are important not only for users using online banking but also for businesses and individuals who use Karnataka Bank Limited in Tumkur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KARB0000756 for the Vivekananda Road Tumkur Main branch of Karnataka Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Bank Limited located in Vivekananda Road Tumkur Main, Tumkur, Karnataka, is provided a unique IFSC like KARB0000756 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Karnataka Bank Limited branch in Tumkur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Tumkur and Tumkur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Karnataka Bank Limited in Vivekananda Road Tumkur Main do not get misguided to another person.
Format of the IFSC Code KARB0000756
The format of the IFSC Code for banks, including Karnataka Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Karnataka Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vivekananda Road Tumkur Main in Tumkur.
For example, the IFSC Code KARB0000756 of Karnataka Bank Limited for the Vivekananda Road Tumkur Main branch includes these elements, identifying the bank and the branch location in Tumkur and Karnataka accurately.
How to Find IFSC Code for Karnataka Bank Limited?
If you are trying to find the IFSC Code KARB0000756 of Karnataka Bank Limited for its Vivekananda Road Tumkur Main branch located in Tumkur, the following methods can help:
Cheque Book
The cheque books that are issued by Karnataka Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Karnataka Bank Limited branches in Tumkur and Tumkur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Karnataka Bank Limited and find the branch locator section. Search for Vivekananda Road Tumkur Main or Tumkur to get the exact IFSC Code KARB0000756.
Mobile Banking App
If you use Karnataka Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Karnataka Bank Limited and Tumkur that will provide accurate information.
How to Use IFSC Code KARB0000756 for Online Transfers?
Once you have the IFSC Code KARB0000756 for the Vivekananda Road Tumkur Main branch of Karnataka Bank Limited in Tumkur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KARB0000756. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000756.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karnataka Bank Limited Vivekananda Road Tumkur Main in Tumkur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Vivekananda Road Tumkur Main, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Karnataka Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Tumkur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Vivekananda Road Tumkur Main Tumkur branch is KARB0000756.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at First Floor,Mundappa Complex,Vivekananda Road,Tumkur, Pin - 572101.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.