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IFSC Code of Karnataka Bank Limited, Tumakuru-Sadashivanagar, Tumakuru, Karnataka — KARB0000858

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Karnataka Bank Limited for its Tumakuru-Sadashivanagar branch in Tumakuru, Tumakuru, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Karnataka Bank Limited situated in Tumakuru or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code KARB0000858. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Bank Limited, Tumakuru-Sadashivanagar, Tumakuru

Here are the main details that are associated with the IFSC Code KARB0000858 of Karnataka Bank Limited for its branch located in Tumakuru, within the district of Tumakuru in the state of Karnataka.

Particulars Details
Bank Karnataka Bank Limited
IFSC Code KARB0000858
Branch Tumakuru-Sadashivanagar
City Tumakuru
District Tumakuru
State Karnataka
Address Karnataka Bank Building, Ground Floor, Ward No.29, Maralur Extension, Sadashivanagar, Tumakuru-572105, Karnataka State

These details are crucial, not just for online banking users but also for businesses and individuals who use Karnataka Bank Limited in Tumakuru for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000858 for the Tumakuru-Sadashivanagar branch of Karnataka Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Bank Limited located in Tumakuru-Sadashivanagar, Tumakuru, Karnataka, is provided with a unique IFSC like KARB0000858 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Karnataka Bank Limited branch in Tumakuru.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Tumakuru and Tumakuru.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Karnataka Bank Limited in Tumakuru-Sadashivanagar do not get mixed with another location.

Format of the IFSC Code KARB0000858

The format of the IFSC Code for banks, including Karnataka Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Karnataka Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tumakuru-Sadashivanagar in Tumakuru.

For example, the IFSC Code KARB0000858 of Karnataka Bank Limited for the Tumakuru-Sadashivanagar branch includes these elements, identifying the bank and the branch location in Tumakuru and Karnataka accurately.

How to Find IFSC Code for Karnataka Bank Limited?

If you are looking for the IFSC Code KARB0000858 of Karnataka Bank Limited for its Tumakuru-Sadashivanagar branch located in Tumakuru, the following methods can help:

Cheque Book

The cheque book that is issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Karnataka Bank Limited branches in Tumakuru and Tumakuru, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Karnataka Bank Limited and look for the branch locator section, then search for Tumakuru-Sadashivanagar or Tumakuru to get the exact IFSC Code KARB0000858.

Mobile Banking App

If you use Karnataka Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Karnataka Bank Limited and Tumakuru, then it will provide you proper information.

How to Use IFSC Code KARB0000858 for Online Transfers?

If you have the IFSC Code KARB0000858 for the Tumakuru-Sadashivanagar branch of Karnataka Bank Limited in Tumakuru, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KARB0000858. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000858.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Karnataka Bank Limited Tumakuru-Sadashivanagar in Tumakuru, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Tumakuru-Sadashivanagar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karnataka Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Tumakuru manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Bank Limited in Tumakuru-Sadashivanagar, Tumakuru?

The IFSC Code is KARB0000858.

Is the IFSC Code KARB0000858 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Bank Limited Tumakuru-Sadashivanagar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Tumakuru-Sadashivanagar branch?

The address of the branch is Karnataka Bank Building, Ground Floor, Ward No.29, Maralur Extension, Sadashivanagar, Tumakuru-572105, Karnataka State located in Tumakuru, Tumakuru, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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