IFSC Code of Karnataka Bank Limited, Surat Gujarat, Surat, Gujarat — KARB0000726

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Karnataka Bank Limited for its Surat Gujarat branch in Surat, Surat, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Karnataka Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code KARB0000726. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Karnataka Bank Limited, Surat Gujarat, Surat

The table below shows the main details of the IFSC Code KARB0000726 for the Karnataka Bank Limited branch in Surat, which falls under the Surat district in Gujarat.

These details helps users in online banking and for businesses and individuals who use Karnataka Bank Limited in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000726 for the Surat Gujarat branch of Karnataka Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Bank Limited located in Surat Gujarat, Surat, Gujarat, is provided with a unique IFSC like KARB0000726 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Karnataka Bank Limited branch in Surat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Surat and Surat.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Karnataka Bank Limited in Surat Gujarat do not get mixed with another location.

Format of the IFSC Code KARB0000726

The format of the IFSC Code for banks, including Karnataka Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Karnataka Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Surat Gujarat in Surat.

For example, the IFSC Code KARB0000726 of Karnataka Bank Limited for the Surat Gujarat branch includes these elements, identifying the bank and the branch location in Surat and Gujarat correctly.

How to Find IFSC Code for Karnataka Bank Limited?

If you are trying to find the IFSC Code KARB0000726 of Karnataka Bank Limited for its Surat Gujarat branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Karnataka Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Karnataka Bank Limited and navigate to the branch locator section. Search for Surat Gujarat or Surat to get the exact IFSC Code KARB0000726.

Mobile Banking App

If you use Karnataka Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karnataka Bank Limited and Surat, you'll get the correct details.

How to Use IFSC Code KARB0000726 for Online Transfers?

Once you have the IFSC Code KARB0000726 for the Surat Gujarat branch of Karnataka Bank Limited in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KARB0000726. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000726.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karnataka Bank Limited Surat Gujarat in Surat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Karnataka Bank Limited in Surat Gujarat, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Karnataka Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Surat manage online transfers as well as cheque clearances with ease.