For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Karnataka Bank Limited for its Srikakulam branch in Srikakulam, Srikakulam, Andhra Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Karnataka Bank Limited located in Srikakulam or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code KARB0000750. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Karnataka Bank Limited, Srikakulam, Srikakulam
The table below shows the main details of the IFSC Code KARB0000750 for the Karnataka Bank Limited branch in Srikakulam, which falls under the Srikakulam district in Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Karnataka Bank Limited |
| IFSC Code | KARB0000750 |
| Branch | Srikakulam |
| City | Srikakulam |
| District | Srikakulam |
| State | Andhra Pradesh |
| Address | Ground Floor, D No 12 14 10, G T Road, Near Chandra Mahal, Srikakulam 532001, Srikakulam Dist, Andhrapradesh State |
These details are crucial, not just for online banking users but also for businesses and individuals who use Karnataka Bank Limited in Srikakulam for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000750 for the Srikakulam branch of Karnataka Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Bank Limited located in Srikakulam, Srikakulam, Andhra Pradesh, is provided with a unique IFSC like KARB0000750 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Karnataka Bank Limited branch in Srikakulam.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Srikakulam and Srikakulam.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Karnataka Bank Limited in Srikakulam do not get mixed with another location.
Format of the IFSC Code KARB0000750
The format of the IFSC Code for banks, including Karnataka Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Karnataka Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Srikakulam in Srikakulam.
For example, the IFSC Code KARB0000750 of Karnataka Bank Limited for the Srikakulam branch includes these elements, identifying the bank and the branch location in Srikakulam and Andhra Pradesh correctly.
How to Find IFSC Code for Karnataka Bank Limited?
If you are looking for the IFSC Code KARB0000750 of Karnataka Bank Limited for its Srikakulam branch located in Srikakulam, the following methods can help:
Cheque Book
The cheque book that is issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Karnataka Bank Limited branches in Srikakulam and Srikakulam, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Karnataka Bank Limited and look for the branch locator section, then search for Srikakulam or Srikakulam to get the exact IFSC Code KARB0000750.
Mobile Banking App
If you use Karnataka Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Karnataka Bank Limited and Srikakulam, then it will provide you proper information.
How to Use IFSC Code KARB0000750 for Online Transfers?
Once you have the IFSC Code KARB0000750 for the Srikakulam branch of Karnataka Bank Limited in Srikakulam, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KARB0000750. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000750.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karnataka Bank Limited Srikakulam in Srikakulam, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Srikakulam, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Karnataka Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Srikakulam manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is KARB0000750.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, D No 12 14 10, G T Road, Near Chandra Mahal, Srikakulam 532001, Srikakulam Dist, Andhrapradesh State located in Srikakulam, Srikakulam, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.