For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Karnataka Bank Limited for its Kudli G P branch in Shivamogga, Kudli, Karnataka, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Karnataka Bank Limited located in Shivamogga or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code KARB0000392. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Bank Limited, Kudli G P, Shivamogga

Below in the table are the key details related to IFSC Code KARB0000392 of Karnataka Bank Limited for its branch located in Shivamogga, within the district of Kudli in the state of Karnataka.

Particulars Details
Bank Karnataka Bank Limited
IFSC Code KARB0000392
Branch Kudli G P
City Shivamogga
District Kudli
State Karnataka
Address D No 68 35, First Floor, Main Road, Kudli Village & Grama Panchayat 577227, Shivamogaa Taluk

These details helps users in online banking and for businesses and individuals who use Karnataka Bank Limited in Shivamogga for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000392 for the Kudli G P branch of Karnataka Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Bank Limited located in Kudli G P, Shivamogga, Karnataka, are allotted a unique IFSC like KARB0000392 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Shivamogga.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Shivamogga and Kudli.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Karnataka Bank Limited in Kudli G P reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code KARB0000392

The format of the IFSC Code for banks, including Karnataka Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Karnataka Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kudli G P in Shivamogga.

For example, the IFSC Code KARB0000392 of Karnataka Bank Limited for the Kudli G P branch includes these elements, identifying the bank and the branch location in Shivamogga and Karnataka correctly.

How to Find IFSC Code for Karnataka Bank Limited?

If you are trying to find the IFSC Code KARB0000392 of Karnataka Bank Limited for its Kudli G P branch located in Shivamogga, the following methods can help:

Cheque Book

The cheque book issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Karnataka Bank Limited branches in Shivamogga and Kudli, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Karnataka Bank Limited and navigate to the branch locator section. Search for Kudli G P or Shivamogga to get the exact IFSC Code KARB0000392.

Mobile Banking App

If you use Karnataka Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karnataka Bank Limited and Shivamogga, you'll get the correct details.

How to Use IFSC Code KARB0000392 for Online Transfers?

Once you have the IFSC Code KARB0000392 for the Kudli G P branch of Karnataka Bank Limited in Shivamogga, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KARB0000392. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000392.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Karnataka Bank Limited Kudli G P in Shivamogga, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Kudli G P, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karnataka Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Shivamogga to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Bank Limited Kudli G P Shivamogga?

The IFSC Code of the Kudli G P Shivamogga branch is KARB0000392.

Is IFSC Code KARB0000392 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Karnataka Bank Limited Kudli G P branch?

The branch is located at D No 68 35, First Floor, Main Road, Kudli Village & Grama Panchayat 577227, Shivamogaa Taluk.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.