There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Karnataka Bank Limited for its Anavatti branch in Shimoga, Soraba, Karnataka, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Karnataka Bank Limited situated in Shimoga or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code KARB0000006. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Karnataka Bank Limited, Anavatti, Shimoga
Here are the main details that are associated with the IFSC Code KARB0000006 of Karnataka Bank Limited for its branch located in Shimoga, within the district of Soraba in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Karnataka Bank Limited |
| IFSC Code | KARB0000006 |
| Branch | Anavatti |
| City | Shimoga |
| District | Soraba |
| State | Karnataka |
| Address | Ist Floor,Kamakshi Kripa Anavatti - 577413 |
These details helps users in online banking and for businesses and individuals who use Karnataka Bank Limited in Shimoga for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000006 for the Anavatti branch of Karnataka Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Bank Limited located in Anavatti, Shimoga, Karnataka, are allotted a unique IFSC like KARB0000006 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Shimoga.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Shimoga and Soraba.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Karnataka Bank Limited in Anavatti reaches the right place, even though there are thousands of branches in Karnataka and across India.
Format of the IFSC Code KARB0000006
This is the format of the IFSC Code for banks, including Karnataka Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Karnataka Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Anavatti in Shimoga.
For example, the IFSC Code KARB0000006 of Karnataka Bank Limited for the Anavatti branch includes these elements, identifying the bank and the branch location in Shimoga and Karnataka accurately.
How to Find IFSC Code for Karnataka Bank Limited?
If you are trying to find the IFSC Code KARB0000006 of Karnataka Bank Limited for its Anavatti branch located in Shimoga, the following methods can help:
Cheque Book
The cheque book issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Karnataka Bank Limited branches in Shimoga and Soraba, print them on the first page of your passbook.
Bank Website
Visit the official website of Karnataka Bank Limited and navigate to the branch locator section. Search for Anavatti or Shimoga to get the exact IFSC Code KARB0000006.
Mobile Banking App
If you use Karnataka Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karnataka Bank Limited and Shimoga, you'll get the correct details.
How to Use IFSC Code KARB0000006 for Online Transfers?
Once you have the IFSC Code KARB0000006 for the Anavatti branch of Karnataka Bank Limited in Shimoga, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KARB0000006. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000006.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Karnataka Bank Limited Anavatti in Shimoga, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Anavatti, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Karnataka Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Shimoga manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is KARB0000006.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ist Floor,Kamakshi Kripa Anavatti - 577413 located in Shimoga, Soraba, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.