There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Karnataka Bank Limited for its Talegaon-Dabhade branch in Pune, Talegaon-Dabhade, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Karnataka Bank Limited situated in Pune or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code KARB0000881. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Bank Limited, Talegaon-Dabhade, Pune

Below in the table are the key details related to IFSC Code KARB0000881 of Karnataka Bank Limited for its branch located in Pune, within the district of Talegaon-Dabhade in the state of Maharashtra.

Particulars Details
Bank Karnataka Bank Limited
IFSC Code KARB0000881
Branch Talegaon-Dabhade
City Pune
District Talegaon-Dabhade
State Maharashtra
Address Shop No 1 To 5, Plot No 43 And 44, Bhegade Business Centre, Maruti Mandir Road, Panchawati Colony, Talegaon-Dabhade-410 507, Mawala Taluk, Pune District, Maharashtra State

These details are essential not only for online banking users but also for businesses and individuals who use Karnataka Bank Limited in Pune for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000881 for the Talegaon-Dabhade branch of Karnataka Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Bank Limited located in Talegaon-Dabhade, Pune, Maharashtra, are allotted a unique IFSC like KARB0000881 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Pune.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Pune and Talegaon-Dabhade.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Karnataka Bank Limited in Talegaon-Dabhade reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code KARB0000881

This is the format of the IFSC Code for banks, including Karnataka Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Karnataka Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Talegaon-Dabhade in Pune.

For example, the IFSC Code KARB0000881 of Karnataka Bank Limited for the Talegaon-Dabhade branch includes these elements, identifying the bank and the branch location in Pune and Maharashtra accurately.

How to Find IFSC Code for Karnataka Bank Limited?

To find the IFSC Code KARB0000881 of Karnataka Bank Limited for its Talegaon-Dabhade branch located in Pune, the following methods can help you out:

Cheque Book

The cheque book issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Karnataka Bank Limited branches in Pune and Talegaon-Dabhade, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karnataka Bank Limited and go to the branch locator section. Then search for Talegaon-Dabhade or Pune to find the exact IFSC Code KARB0000881.

Mobile Banking App

If you use Karnataka Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Karnataka Bank Limited and Pune will provide accurate information.

How to Use IFSC Code KARB0000881 for Online Transfers?

Once you have the IFSC Code KARB0000881 for the Talegaon-Dabhade branch of Karnataka Bank Limited in Pune, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KARB0000881. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000881.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Karnataka Bank Limited Talegaon-Dabhade in Pune may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Talegaon-Dabhade, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karnataka Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Pune manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Bank Limited in Talegaon-Dabhade, Pune?

The IFSC Code is KARB0000881.

Is the IFSC Code KARB0000881 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Bank Limited Talegaon-Dabhade?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Talegaon-Dabhade branch?

The address of the branch is Shop No 1 To 5, Plot No 43 And 44, Bhegade Business Centre, Maruti Mandir Road, Panchawati Colony, Talegaon-Dabhade-410 507, Mawala Taluk, Pune District, Maharashtra State located in Pune, Talegaon-Dabhade, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.