There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Karnataka Bank Limited for its Tiruvalla branch in Pathanamthitha, Tiruvalla, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Karnataka Bank Limited situated in Pathanamthitha or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code KARB0000763. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Bank Limited, Tiruvalla, Pathanamthitha

Below in the table are the key details related to IFSC Code KARB0000763 of Karnataka Bank Limited for its branch located in Pathanamthitha, within the district of Tiruvalla in the state of Kerala.

Particulars Details
Bank Karnataka Bank Limited
IFSC Code KARB0000763
Branch Tiruvalla
City Pathanamthitha
District Tiruvalla
State Kerala
Address Kunnathuparambil Shoping Centre,T K Road,Tiruvalla, Pin - 689101

These details help users in online banking and for businesses and individuals who use Karnataka Bank Limited in Pathanamthitha for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000763 for the Tiruvalla branch of Karnataka Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Bank Limited located in Tiruvalla, Pathanamthitha, Kerala, are given a unique IFSC like KARB0000763 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Pathanamthitha.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Pathanamthitha and Tiruvalla.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Karnataka Bank Limited in Tiruvalla goes to the correct branch. This is important because Karnataka Bank Limited has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code KARB0000763

The format of the IFSC Code for banks, including Karnataka Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Karnataka Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Tiruvalla in Pathanamthitha.

For example, the IFSC Code KARB0000763 of Karnataka Bank Limited for the Tiruvalla branch has these elements, identifying the bank and the branch location in Pathanamthitha and Kerala correctly.

How to Find IFSC Code for Karnataka Bank Limited?

If you are trying to find the IFSC Code KARB0000763 of Karnataka Bank Limited for its Tiruvalla branch located in Pathanamthitha, the following methods can help:

Cheque Book

The cheque book issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Karnataka Bank Limited branches in Pathanamthitha and Tiruvalla, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Karnataka Bank Limited and navigate to the branch locator section. Search for Tiruvalla or Pathanamthitha to get the exact IFSC Code KARB0000763.

Mobile Banking App

If you use Karnataka Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karnataka Bank Limited and Pathanamthitha, you'll get the correct details.

How to Use IFSC Code KARB0000763 for Online Transfers?

Once you have the IFSC Code KARB0000763 for the Tiruvalla branch of Karnataka Bank Limited in Pathanamthitha, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KARB0000763. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000763.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Karnataka Bank Limited Tiruvalla in Pathanamthitha may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Tiruvalla, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karnataka Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pathanamthitha to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Bank Limited in Tiruvalla, Pathanamthitha?

The IFSC Code is KARB0000763.

Is the IFSC Code KARB0000763 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Bank Limited Tiruvalla?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tiruvalla branch?

The address of the branch is Kunnathuparambil Shoping Centre,T K Road,Tiruvalla, Pin - 689101 located in Pathanamthitha, Tiruvalla, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.