The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Karnataka Bank Limited for its Periyapatna branch in Mysuru, Periyapatna, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Karnataka Bank Limited located in Mysuru or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code KARB0000619. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Karnataka Bank Limited, Periyapatna, Mysuru
Here are the key points that are associated with the IFSC Code KARB0000619 of Karnataka Bank Limited for its branch located in Mysuru, within the district of Periyapatna in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Karnataka Bank Limited |
| IFSC Code | KARB0000619 |
| Branch | Periyapatna |
| City | Mysuru |
| District | Periyapatna |
| State | Karnataka |
| Address | Ground Floor, Santhepete B M Road, Periyapatna 571107 Periyapatna Taluk |
These details help users in online banking and for businesses and individuals who use Karnataka Bank Limited in Mysuru for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000619 for the Periyapatna branch of Karnataka Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Bank Limited located in Periyapatna, Mysuru, Karnataka, are given a unique IFSC like KARB0000619 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mysuru.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Mysuru and Periyapatna.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Karnataka Bank Limited in Periyapatna goes to the correct branch. This is important because Karnataka Bank Limited has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code KARB0000619
This is the format of the IFSC Code for banks, including Karnataka Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Karnataka Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Periyapatna in Mysuru.
For example, the IFSC Code KARB0000619 of Karnataka Bank Limited for the Periyapatna branch includes these elements, identifying the bank and the branch location in Mysuru and Karnataka accurately.
How to Find IFSC Code for Karnataka Bank Limited?
If you are trying to find the IFSC Code KARB0000619 of Karnataka Bank Limited for its Periyapatna branch located in Mysuru, the following methods can help:
Cheque Book
The cheque book issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Karnataka Bank Limited branches in Mysuru and Periyapatna, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Karnataka Bank Limited and navigate to the branch locator section. Search for Periyapatna or Mysuru to get the exact IFSC Code KARB0000619.
Mobile Banking App
If you use Karnataka Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karnataka Bank Limited and Mysuru, you'll get the correct details.
How to Use IFSC Code KARB0000619 for Online Transfers?
Once you have the IFSC Code KARB0000619 for the Periyapatna branch of Karnataka Bank Limited in Mysuru, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KARB0000619. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000619.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karnataka Bank Limited Periyapatna in Mysuru, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Karnataka Bank Limited in Periyapatna, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Karnataka Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Mysuru manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Periyapatna Mysuru branch is KARB0000619.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ground Floor, Santhepete B M Road, Periyapatna 571107 Periyapatna Taluk.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.