For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Karnataka Bank Limited for its Devaraj Urs Road Mysore branch in Mysore, Mysore, Karnataka, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Karnataka Bank Limited located in Mysore or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code KARB0000484. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Karnataka Bank Limited, Devaraj Urs Road Mysore, Mysore
The table below shows the main details of the IFSC Code KARB0000484 for the Karnataka Bank Limited branch in Mysore, which falls under the Mysore district in Karnataka.
| Particulars | Details |
|---|---|
| Bank | Karnataka Bank Limited |
| IFSC Code | KARB0000484 |
| Branch | Devaraj Urs Road Mysore |
| City | Mysore |
| District | Mysore |
| State | Karnataka |
| Address | Door No.82-85,First Floor,Devaraj Urs Road,Mysore, Pin - 570001 |
These details helps users in online banking and for businesses and individuals who use Karnataka Bank Limited in Mysore for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000484 for the Devaraj Urs Road Mysore branch of Karnataka Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Bank Limited located in Devaraj Urs Road Mysore, Mysore, Karnataka, are allotted a unique IFSC like KARB0000484 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mysore.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Mysore and Mysore.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Karnataka Bank Limited in Devaraj Urs Road Mysore reaches the right place, even though there are thousands of branches in Karnataka and across India.
Format of the IFSC Code KARB0000484
The format of the IFSC Code for banks, including Karnataka Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Karnataka Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Devaraj Urs Road Mysore in Mysore.
For example, the IFSC Code KARB0000484 of Karnataka Bank Limited for the Devaraj Urs Road Mysore branch includes these elements, identifying the bank and the branch location in Mysore and Karnataka accurately.
How to Find IFSC Code for Karnataka Bank Limited?
If you are trying to find the IFSC Code KARB0000484 of Karnataka Bank Limited for its Devaraj Urs Road Mysore branch located in Mysore, the following methods can help:
Cheque Book
The cheque book issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Karnataka Bank Limited branches in Mysore and Mysore, print them on the first page of your passbook.
Bank Website
Visit the official website of Karnataka Bank Limited and navigate to the branch locator section. Search for Devaraj Urs Road Mysore or Mysore to get the exact IFSC Code KARB0000484.
Mobile Banking App
If you use Karnataka Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karnataka Bank Limited and Mysore, you'll get the correct details.
How to Use IFSC Code KARB0000484 for Online Transfers?
Once you have the IFSC Code KARB0000484 for the Devaraj Urs Road Mysore branch of Karnataka Bank Limited in Mysore, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KARB0000484. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000484.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Karnataka Bank Limited Devaraj Urs Road Mysore in Mysore may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Devaraj Urs Road Mysore, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Karnataka Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Mysore to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KARB0000484.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Door No.82-85,First Floor,Devaraj Urs Road,Mysore, Pin - 570001 located in Mysore, Mysore, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.