For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Karnataka Bank Limited for its Rash Behari Avenue branch in Kolkota, Kolkota, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Karnataka Bank Limited located in Kolkota or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code KARB0000436. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Bank Limited, Rash Behari Avenue, Kolkota

Here are the main details that are associated with the IFSC Code KARB0000436 of Karnataka Bank Limited for its branch located in Kolkota, within the district of Kolkota in the state of West Bengal.

Particulars Details
Bank Karnataka Bank Limited
IFSC Code KARB0000436
Branch Rash Behari Avenue
City Kolkota
District Kolkota
State West Bengal
Address 112A,Near Lake Market,Rash Behari Avenue,Kolkata, Pin - 700029

These details helps users in online banking and for businesses and individuals who use Karnataka Bank Limited in Kolkota for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000436 for the Rash Behari Avenue branch of Karnataka Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Bank Limited located in Rash Behari Avenue, Kolkota, West Bengal, is provided a unique IFSC like KARB0000436 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Karnataka Bank Limited branch in Kolkota.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kolkota and Kolkota.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Karnataka Bank Limited in Rash Behari Avenue do not get misguided to another person.

Format of the IFSC Code KARB0000436

This is the format of the IFSC Code for banks, including Karnataka Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Karnataka Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rash Behari Avenue in Kolkota.

For example, the IFSC Code KARB0000436 of Karnataka Bank Limited for the Rash Behari Avenue branch includes these elements, identifying the bank and the branch location in Kolkota and West Bengal accurately.

How to Find IFSC Code for Karnataka Bank Limited?

If you are trying to find the IFSC Code KARB0000436 of Karnataka Bank Limited for its Rash Behari Avenue branch located in Kolkota, the following methods can help:

Cheque Book

The cheque books that are issued by Karnataka Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Karnataka Bank Limited branches in Kolkota and Kolkota, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karnataka Bank Limited and find the branch locator section. Search for Rash Behari Avenue or Kolkota to get the exact IFSC Code KARB0000436.

Mobile Banking App

If you use Karnataka Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Karnataka Bank Limited and Kolkota that will provide accurate information.

How to Use IFSC Code KARB0000436 for Online Transfers?

Once you have the IFSC Code KARB0000436 for the Rash Behari Avenue branch of Karnataka Bank Limited in Kolkota, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KARB0000436. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000436.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Karnataka Bank Limited Rash Behari Avenue in Kolkota may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Rash Behari Avenue, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karnataka Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kolkota manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Bank Limited in Rash Behari Avenue, Kolkota?

The IFSC Code is KARB0000436.

Is the IFSC Code KARB0000436 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Bank Limited Rash Behari Avenue?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Rash Behari Avenue branch?

The address of the branch is 112A,Near Lake Market,Rash Behari Avenue,Kolkata, Pin - 700029 located in Kolkota, Kolkota, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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