Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Karnataka Bank Limited for its Marthandam branch in Kanyakumari, Marthandam, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Karnataka Bank Limited located in Kanyakumari or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code KARB0000625. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Bank Limited, Marthandam, Kanyakumari

Below in the table are the key details related to IFSC Code KARB0000625 of Karnataka Bank Limited for its branch located in Kanyakumari, within the district of Marthandam in the state of Tamil Nadu.

Particulars Details
Bank Karnataka Bank Limited
IFSC Code KARB0000625
Branch Marthandam
City Kanyakumari
District Marthandam
State Tamil Nadu
Address No.5/41, Nmn Plaza, Market Road, Marthandam - 629165

These details are crucial, not just for online banking users but also for businesses and individuals who use Karnataka Bank Limited in Kanyakumari for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000625 for the Marthandam branch of Karnataka Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Bank Limited located in Marthandam, Kanyakumari, Tamil Nadu, are allotted a unique IFSC like KARB0000625 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kanyakumari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kanyakumari and Marthandam.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Karnataka Bank Limited in Marthandam reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code KARB0000625

The format of the IFSC Code for banks, including Karnataka Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Karnataka Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Marthandam in Kanyakumari.

For example, the IFSC Code KARB0000625 of Karnataka Bank Limited for the Marthandam branch includes these elements, identifying the bank and the branch location in Kanyakumari and Tamil Nadu correctly.

How to Find IFSC Code for Karnataka Bank Limited?

If you are trying to find the IFSC Code KARB0000625 of Karnataka Bank Limited for its Marthandam branch located in Kanyakumari, the following methods can help:

Cheque Book

The cheque book issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Karnataka Bank Limited branches in Kanyakumari and Marthandam, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Karnataka Bank Limited and navigate to the branch locator section. Search for Marthandam or Kanyakumari to get the exact IFSC Code KARB0000625.

Mobile Banking App

If you use Karnataka Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karnataka Bank Limited and Kanyakumari, you'll get the correct details.

How to Use IFSC Code KARB0000625 for Online Transfers?

Once you have the IFSC Code KARB0000625 for the Marthandam branch of Karnataka Bank Limited in Kanyakumari, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KARB0000625. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000625.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karnataka Bank Limited Marthandam in Kanyakumari, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Marthandam, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karnataka Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kanyakumari manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Bank Limited in Marthandam, Kanyakumari?

The IFSC Code is KARB0000625.

Is the IFSC Code KARB0000625 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Bank Limited Marthandam?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Marthandam branch?

The address of the branch is No.5/41, Nmn Plaza, Market Road, Marthandam - 629165 located in Kanyakumari, Marthandam, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.