Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Karnataka Bank Limited for its Jodhpur branch in Jodhpur, Jodhpur, Rajasthan, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Karnataka Bank Limited located in Jodhpur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code KARB0000366. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Bank Limited, Jodhpur, Jodhpur

Here are some of the key details that come with the IFSC Code KARB0000366 of Karnataka Bank Limited for its branch located in Jodhpur, within the district of Jodhpur in the state of Rajasthan.

Particulars Details
Bank Karnataka Bank Limited
IFSC Code KARB0000366
Branch Jodhpur
City Jodhpur
District Jodhpur
State Rajasthan
Address Ground Floor,Anand Bhavan,Main Chopasni Road,Shanichargi Kathan,Jodhpur, Pin - 342001

These details are crucial, not just for online banking users but also for businesses and individuals who use Karnataka Bank Limited in Jodhpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000366 for the Jodhpur branch of Karnataka Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Bank Limited located in Jodhpur, Jodhpur, Rajasthan, is provided with a unique IFSC like KARB0000366 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Karnataka Bank Limited branch in Jodhpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Jodhpur and Jodhpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Rajasthan and the rest of India and the IFSC Code ensures that transactions meant for Karnataka Bank Limited in Jodhpur do not get mixed with another location.

Format of the IFSC Code KARB0000366

This is the format of the IFSC Code for banks, including Karnataka Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Karnataka Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jodhpur in Jodhpur.

For example, the IFSC Code KARB0000366 of Karnataka Bank Limited for the Jodhpur branch includes these elements, identifying the bank and the branch location in Jodhpur and Rajasthan accurately.

How to Find IFSC Code for Karnataka Bank Limited?

To find the IFSC Code KARB0000366 of Karnataka Bank Limited for its Jodhpur branch located in Jodhpur, the following methods can help you out:

Cheque Book

The cheque book issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Karnataka Bank Limited branches in Jodhpur and Jodhpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karnataka Bank Limited and go to the branch locator section. Then search for Jodhpur or Jodhpur to find the exact IFSC Code KARB0000366.

Mobile Banking App

If you use Karnataka Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Karnataka Bank Limited and Jodhpur will provide accurate information.

How to Use IFSC Code KARB0000366 for Online Transfers?

If you have the IFSC Code KARB0000366 for the Jodhpur branch of Karnataka Bank Limited in Jodhpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KARB0000366. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000366.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Karnataka Bank Limited Jodhpur in Jodhpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Jodhpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karnataka Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jodhpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Bank Limited Jodhpur Jodhpur?

The IFSC Code of the Jodhpur Jodhpur branch is KARB0000366.

Is IFSC Code KARB0000366 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Karnataka Bank Limited Jodhpur branch?

The branch is located at Ground Floor,Anand Bhavan,Main Chopasni Road,Shanichargi Kathan,Jodhpur, Pin - 342001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.