Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Karnataka Bank Limited for its Jaipur Rajasthan branch in Jaipur, Jaipur, Rajasthan, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Karnataka Bank Limited located in Jaipur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code KARB0000364. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Karnataka Bank Limited, Jaipur Rajasthan, Jaipur
Here are the main details that are associated with the IFSC Code KARB0000364 of Karnataka Bank Limited for its branch located in Jaipur, within the district of Jaipur in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Karnataka Bank Limited |
| IFSC Code | KARB0000364 |
| Branch | Jaipur Rajasthan |
| City | Jaipur |
| District | Jaipur |
| State | Rajasthan |
| Address | Ground Floor,Umaid Nagar House,Plot No.4,Opp.Ganapati Plaza,M.I.Road,Jaipur, Pin - 302001 |
These details are essential not only for online banking users but also for businesses and individuals who use Karnataka Bank Limited in Jaipur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000364 for the Jaipur Rajasthan branch of Karnataka Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KARB0000364 is given to every bank branch, including Karnataka Bank Limited located in Jaipur Rajasthan, Jaipur, Rajasthan, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Karnataka Bank Limited branch in Jaipur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Jaipur and Jaipur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for Karnataka Bank Limited in Jaipur Rajasthan doesn't end up at another location.
Format of the IFSC Code KARB0000364
This is the format of the IFSC Code for banks, including Karnataka Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Karnataka Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jaipur Rajasthan in Jaipur.
For example, the IFSC Code KARB0000364 of Karnataka Bank Limited for the Jaipur Rajasthan branch includes these elements, identifying the bank and the branch location in Jaipur and Rajasthan accurately.
How to Find IFSC Code for Karnataka Bank Limited?
If you are trying to find the IFSC Code KARB0000364 of Karnataka Bank Limited for its Jaipur Rajasthan branch located in Jaipur, the following methods can help:
Cheque Book
The cheque books that are issued by Karnataka Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Karnataka Bank Limited branches in Jaipur and Jaipur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Karnataka Bank Limited and find the branch locator section. Search for Jaipur Rajasthan or Jaipur to get the exact IFSC Code KARB0000364.
Mobile Banking App
If you use Karnataka Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Karnataka Bank Limited and Jaipur that will provide accurate information.
How to Use IFSC Code KARB0000364 for Online Transfers?
Once you have the IFSC Code KARB0000364 for the Jaipur Rajasthan branch of Karnataka Bank Limited in Jaipur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KARB0000364. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000364.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karnataka Bank Limited Jaipur Rajasthan in Jaipur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Jaipur Rajasthan, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Karnataka Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jaipur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Jaipur Rajasthan Jaipur branch is KARB0000364.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ground Floor,Umaid Nagar House,Plot No.4,Opp.Ganapati Plaza,M.I.Road,Jaipur, Pin - 302001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.