There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Karnataka Bank Limited for its Gokul Road Hubli branch in Hubli, Hubli, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Karnataka Bank Limited situated in Hubli or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code KARB0000330. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Bank Limited, Gokul Road Hubli, Hubli

Here are the key points that are associated with the IFSC Code KARB0000330 of Karnataka Bank Limited for its branch located in Hubli, within the district of Hubli in the state of Karnataka.

Particulars Details
Bank Karnataka Bank Limited
IFSC Code KARB0000330
Branch Gokul Road Hubli
City Hubli
District Hubli
State Karnataka
Address Plot No.37,Cts No 610/D,Ist Floor,Kamalani Nehrunagar,Gokul Road,Hubli, Pin - 580030

These details are essential not only for online banking users but also for businesses and individuals who use Karnataka Bank Limited in Hubli for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000330 for the Gokul Road Hubli branch of Karnataka Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Bank Limited located in Gokul Road Hubli, Hubli, Karnataka, is provided a unique IFSC like KARB0000330 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Karnataka Bank Limited branch in Hubli.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Hubli and Hubli.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Karnataka Bank Limited in Gokul Road Hubli do not get misguided to another person.

Format of the IFSC Code KARB0000330

The format of the IFSC Code for banks, including Karnataka Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Karnataka Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gokul Road Hubli in Hubli.

For example, the IFSC Code KARB0000330 of Karnataka Bank Limited for the Gokul Road Hubli branch includes these elements, identifying the bank and the branch location in Hubli and Karnataka correctly.

How to Find IFSC Code for Karnataka Bank Limited?

If you are looking for the IFSC Code KARB0000330 of Karnataka Bank Limited for its Gokul Road Hubli branch located in Hubli, the following methods can help:

Cheque Book

The cheque book that is issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Karnataka Bank Limited branches in Hubli and Hubli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Karnataka Bank Limited and look for the branch locator section, then search for Gokul Road Hubli or Hubli to get the exact IFSC Code KARB0000330.

Mobile Banking App

If you use Karnataka Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Karnataka Bank Limited and Hubli, then it will provide you proper information.

How to Use IFSC Code KARB0000330 for Online Transfers?

Once you have the IFSC Code KARB0000330 for the Gokul Road Hubli branch of Karnataka Bank Limited in Hubli, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KARB0000330. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000330.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karnataka Bank Limited Gokul Road Hubli in Hubli, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Gokul Road Hubli, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karnataka Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Hubli to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Bank Limited in Gokul Road Hubli, Hubli?

The IFSC Code is KARB0000330.

Is the IFSC Code KARB0000330 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Bank Limited Gokul Road Hubli?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gokul Road Hubli branch?

The address of the branch is Plot No.37,Cts No 610/D,Ist Floor,Kamalani Nehrunagar,Gokul Road,Hubli, Pin - 580030 located in Hubli, Hubli, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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