Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Karnataka Bank Limited for its Akkialur branch in Haveri District, Akkialur, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Karnataka Bank Limited located in Haveri District or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code KARB0000866. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Bank Limited, Akkialur, Haveri District

The table below shows the main details of the IFSC Code KARB0000866 for the Karnataka Bank Limited branch in Haveri District, which falls under the Akkialur district in Karnataka.

Particulars Details
Bank Karnataka Bank Limited
IFSC Code KARB0000866
Branch Akkialur
City Haveri District
District Akkialur
State Karnataka
Address Ground Floor,Channaveereshwara Nilaya, Virakata Mutta Road, Near Virakata Mutt, Akkialur - 581 102, Hangal Taaluk, Haveri District, Karnataka State.

These details are essential not only for online banking users but also for businesses and individuals who use Karnataka Bank Limited in Haveri District for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000866 for the Akkialur branch of Karnataka Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Bank Limited located in Akkialur, Haveri District, Karnataka, are allotted a unique IFSC like KARB0000866 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Haveri District.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Haveri District and Akkialur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Karnataka Bank Limited in Akkialur reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code KARB0000866

This is the format of the IFSC Code for banks, including Karnataka Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Karnataka Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Akkialur in Haveri District.

For example, the IFSC Code KARB0000866 of Karnataka Bank Limited for the Akkialur branch includes these elements, identifying the bank and the branch location in Haveri District and Karnataka accurately.

How to Find IFSC Code for Karnataka Bank Limited?

If you are trying to find the IFSC Code KARB0000866 of Karnataka Bank Limited for its Akkialur branch located in Haveri District, the following methods can help:

Cheque Book

The cheque book issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Karnataka Bank Limited branches in Haveri District and Akkialur, print them on the first page of your passbook.

Bank Website

Visit the official website of Karnataka Bank Limited and navigate to the branch locator section. Search for Akkialur or Haveri District to get the exact IFSC Code KARB0000866.

Mobile Banking App

If you use Karnataka Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karnataka Bank Limited and Haveri District, you'll get the correct details.

How to Use IFSC Code KARB0000866 for Online Transfers?

Once you have the IFSC Code KARB0000866 for the Akkialur branch of Karnataka Bank Limited in Haveri District, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KARB0000866. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000866.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karnataka Bank Limited Akkialur in Haveri District, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Karnataka Bank Limited in Akkialur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Karnataka Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Haveri District manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Bank Limited in Akkialur, Haveri District?

The IFSC Code is KARB0000866.

Is the IFSC Code KARB0000866 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Bank Limited Akkialur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Akkialur branch?

The address of the branch is Ground Floor,Channaveereshwara Nilaya, Virakata Mutta Road, Near Virakata Mutt, Akkialur - 581 102, Hangal Taaluk, Haveri District, Karnataka State. located in Haveri District, Akkialur, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.