The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Karnataka Bank Limited for its Rudrapatna branch in Hassan, Rudrapatna, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Karnataka Bank Limited located in Hassan or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code KARB0000654. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Karnataka Bank Limited, Rudrapatna, Hassan
Below in the table are the key details related to IFSC Code KARB0000654 of Karnataka Bank Limited for its branch located in Hassan, within the district of Rudrapatna in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Karnataka Bank Limited |
| IFSC Code | KARB0000654 |
| Branch | Rudrapatna |
| City | Hassan |
| District | Rudrapatna |
| State | Karnataka |
| Address | Naga Nilaya,Rudrapatna, Pin - 573150 |
These details are essential not only for online banking users but also for businesses and individuals who use Karnataka Bank Limited in Hassan for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000654 for the Rudrapatna branch of Karnataka Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Bank Limited located in Rudrapatna, Hassan, Karnataka, is provided with a unique IFSC like KARB0000654 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Karnataka Bank Limited branch in Hassan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Hassan and Rudrapatna.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Karnataka Bank Limited in Rudrapatna do not get mixed with another location.
Format of the IFSC Code KARB0000654
The format of the IFSC Code for banks, including Karnataka Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Karnataka Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Rudrapatna in Hassan.
For example, the IFSC Code KARB0000654 of Karnataka Bank Limited for the Rudrapatna branch has these elements, identifying the bank and the branch location in Hassan and Karnataka correctly.
How to Find IFSC Code for Karnataka Bank Limited?
If you are looking for the IFSC Code KARB0000654 of Karnataka Bank Limited for its Rudrapatna branch located in Hassan, the following methods can help:
Cheque Book
The cheque book that is issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Karnataka Bank Limited branches in Hassan and Rudrapatna, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Karnataka Bank Limited and look for the branch locator section, then search for Rudrapatna or Hassan to get the exact IFSC Code KARB0000654.
Mobile Banking App
If you use Karnataka Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Karnataka Bank Limited and Hassan, then it will provide you proper information.
How to Use IFSC Code KARB0000654 for Online Transfers?
Once you have the IFSC Code KARB0000654 for the Rudrapatna branch of Karnataka Bank Limited in Hassan, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KARB0000654. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000654.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Karnataka Bank Limited Rudrapatna in Hassan may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Rudrapatna, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Karnataka Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Hassan to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KARB0000654.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Naga Nilaya,Rudrapatna, Pin - 573150 located in Hassan, Rudrapatna, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.