Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Karnataka Bank Limited for its Roorkee branch in Haridwar, Haridwar, Uttarakhand, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Karnataka Bank Limited located in Haridwar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code KARB0000667. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Karnataka Bank Limited, Roorkee, Haridwar
Here are the key points that are associated with the IFSC Code KARB0000667 of Karnataka Bank Limited for its branch located in Haridwar, within the district of Haridwar in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Karnataka Bank Limited |
| IFSC Code | KARB0000667 |
| Branch | Roorkee |
| City | Haridwar |
| District | Haridwar |
| State | Uttarakhand |
| Address | Plot No.622,Malviya Chowk,Roorkee Dehradun Main Road,Ganeshpur Po,Roorkee 247 667 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Karnataka Bank Limited in Haridwar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000667 for the Roorkee branch of Karnataka Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KARB0000667 is given to every bank branch, including Karnataka Bank Limited located in Roorkee, Haridwar, Uttarakhand, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Karnataka Bank Limited branch in Haridwar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Haridwar and Haridwar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Karnataka Bank Limited in Roorkee doesn't end up at another location.
Format of the IFSC Code KARB0000667
The format of the IFSC Code for banks, including Karnataka Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Karnataka Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Roorkee in Haridwar.
For example, the IFSC Code KARB0000667 of Karnataka Bank Limited for the Roorkee branch includes these elements, identifying the bank and the branch location in Haridwar and Uttarakhand correctly.
How to Find IFSC Code for Karnataka Bank Limited?
If you are trying to find the IFSC Code KARB0000667 of Karnataka Bank Limited for its Roorkee branch located in Haridwar, the following methods can help:
Cheque Book
The cheque books that are issued by Karnataka Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Karnataka Bank Limited branches in Haridwar and Haridwar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Karnataka Bank Limited and find the branch locator section. Search for Roorkee or Haridwar to get the exact IFSC Code KARB0000667.
Mobile Banking App
If you use Karnataka Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Karnataka Bank Limited and Haridwar that will provide accurate information.
How to Use IFSC Code KARB0000667 for Online Transfers?
If you have the IFSC Code KARB0000667 for the Roorkee branch of Karnataka Bank Limited in Haridwar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KARB0000667. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000667.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Karnataka Bank Limited Roorkee in Haridwar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Roorkee, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Karnataka Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Haridwar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KARB0000667.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Plot No.622,Malviya Chowk,Roorkee Dehradun Main Road,Ganeshpur Po,Roorkee 247 667 located in Haridwar, Haridwar, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.