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IFSC Code of Karnataka Bank Limited, Shalimar Bagh New Delhi, Delhi, Delhi — KARB0000548

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Karnataka Bank Limited for its Shalimar Bagh New Delhi branch in Delhi, Delhi, Delhi, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Karnataka Bank Limited located in Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code KARB0000548. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Bank Limited, Shalimar Bagh New Delhi, Delhi

Here are the main details that are associated with the IFSC Code KARB0000548 of Karnataka Bank Limited for its branch located in Delhi, within the district of Delhi in the state of Delhi.

Particulars Details
Bank Karnataka Bank Limited
IFSC Code KARB0000548
Branch Shalimar Bagh New Delhi
City Delhi
District Delhi
State Delhi
Address Aggarwal Plaza,First Floor,B N Block(West),Shalimar Bhagh,Delhi, Pin - 110088

These details are crucial, not just for online banking users but also for businesses and individuals who use Karnataka Bank Limited in Delhi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000548 for the Shalimar Bagh New Delhi branch of Karnataka Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Bank Limited located in Shalimar Bagh New Delhi, Delhi, Delhi, is provided with a unique IFSC like KARB0000548 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Karnataka Bank Limited branch in Delhi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Delhi and Delhi.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Delhi and the rest of India and the IFSC Code ensures that transactions meant for Karnataka Bank Limited in Shalimar Bagh New Delhi do not get mixed with another location.

Format of the IFSC Code KARB0000548

The format of the IFSC Code for banks, including Karnataka Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Karnataka Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Shalimar Bagh New Delhi in Delhi.

For example, the IFSC Code KARB0000548 of Karnataka Bank Limited for the Shalimar Bagh New Delhi branch has these elements, identifying the bank and the branch location in Delhi and Delhi correctly.

How to Find IFSC Code for Karnataka Bank Limited?

If you are looking for the IFSC Code KARB0000548 of Karnataka Bank Limited for its Shalimar Bagh New Delhi branch located in Delhi, the following methods can help:

Cheque Book

The cheque book that is issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Karnataka Bank Limited branches in Delhi and Delhi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Karnataka Bank Limited and look for the branch locator section, then search for Shalimar Bagh New Delhi or Delhi to get the exact IFSC Code KARB0000548.

Mobile Banking App

If you use Karnataka Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Karnataka Bank Limited and Delhi, then it will provide you proper information.

How to Use IFSC Code KARB0000548 for Online Transfers?

Once you have the IFSC Code KARB0000548 for the Shalimar Bagh New Delhi branch of Karnataka Bank Limited in Delhi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KARB0000548. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000548.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karnataka Bank Limited Shalimar Bagh New Delhi in Delhi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Karnataka Bank Limited in Shalimar Bagh New Delhi, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Karnataka Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Delhi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Bank Limited Shalimar Bagh New Delhi Delhi?

The IFSC Code of the Shalimar Bagh New Delhi Delhi branch is KARB0000548.

Is IFSC Code KARB0000548 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Karnataka Bank Limited Shalimar Bagh New Delhi branch?

The branch is located at Aggarwal Plaza,First Floor,B N Block(West),Shalimar Bhagh,Delhi, Pin - 110088.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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