There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Karnataka Bank Limited for its Dehradun Uttranchal branch in Dehradun, Dehradun, Uttarakhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Karnataka Bank Limited situated in Dehradun or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code KARB0000196. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Bank Limited, Dehradun Uttranchal, Dehradun

Here are some of the key details that come with the IFSC Code KARB0000196 of Karnataka Bank Limited for its branch located in Dehradun, within the district of Dehradun in the state of Uttarakhand.

Particulars Details
Bank Karnataka Bank Limited
IFSC Code KARB0000196
Branch Dehradun Uttranchal
City Dehradun
District Dehradun
State Uttarakhand
Address Ground Floor,No2,Newcantt.Road,Adjacent To Raipur Road,Dehradun, Pin - 248001

These details helps users in online banking and for businesses and individuals who use Karnataka Bank Limited in Dehradun for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000196 for the Dehradun Uttranchal branch of Karnataka Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Bank Limited located in Dehradun Uttranchal, Dehradun, Uttarakhand, are allotted a unique IFSC like KARB0000196 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dehradun.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Dehradun and Dehradun.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Karnataka Bank Limited in Dehradun Uttranchal reaches the right place, even though there are thousands of branches in Uttarakhand and across India.

Format of the IFSC Code KARB0000196

The format of the IFSC Code for banks, including Karnataka Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Karnataka Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dehradun Uttranchal in Dehradun.

For example, the IFSC Code KARB0000196 of Karnataka Bank Limited for the Dehradun Uttranchal branch includes these elements, identifying the bank and the branch location in Dehradun and Uttarakhand correctly.

How to Find IFSC Code for Karnataka Bank Limited?

If you are trying to find the IFSC Code KARB0000196 of Karnataka Bank Limited for its Dehradun Uttranchal branch located in Dehradun, the following methods can help:

Cheque Book

The cheque books that are issued by Karnataka Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Karnataka Bank Limited branches in Dehradun and Dehradun, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karnataka Bank Limited and find the branch locator section. Search for Dehradun Uttranchal or Dehradun to get the exact IFSC Code KARB0000196.

Mobile Banking App

If you use Karnataka Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Karnataka Bank Limited and Dehradun that will provide accurate information.

How to Use IFSC Code KARB0000196 for Online Transfers?

Once you have the IFSC Code KARB0000196 for the Dehradun Uttranchal branch of Karnataka Bank Limited in Dehradun, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KARB0000196. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000196.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Karnataka Bank Limited Dehradun Uttranchal in Dehradun may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Dehradun Uttranchal, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karnataka Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dehradun manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Bank Limited in Dehradun Uttranchal, Dehradun?

The IFSC Code is KARB0000196.

Is the IFSC Code KARB0000196 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Bank Limited Dehradun Uttranchal?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dehradun Uttranchal branch?

The address of the branch is Ground Floor,No2,Newcantt.Road,Adjacent To Raipur Road,Dehradun, Pin - 248001 located in Dehradun, Dehradun, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.