The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Karnataka Bank Limited for its K B Extension Davanagere branch in Davangere, Davangere, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Karnataka Bank Limited located in Davangere or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code KARB0000190. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Karnataka Bank Limited, K B Extension Davanagere, Davangere
Here are some of the key details that come with the IFSC Code KARB0000190 of Karnataka Bank Limited for its branch located in Davangere, within the district of Davangere in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Karnataka Bank Limited |
| IFSC Code | KARB0000190 |
| Branch | K B Extension Davanagere |
| City | Davangere |
| District | Davangere |
| State | Karnataka |
| Address | Ist Floor,Srimurugharajendra Complex,Hadadi Road,Davangere-K B Extension,Davanagere, Pin - 577002 |
These details help users in online banking and for businesses and individuals who use Karnataka Bank Limited in Davangere for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000190 for the K B Extension Davanagere branch of Karnataka Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Bank Limited located in K B Extension Davanagere, Davangere, Karnataka, are given a unique IFSC like KARB0000190 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Davangere.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Davangere and Davangere.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Karnataka Bank Limited in K B Extension Davanagere goes to the correct branch. This is important because Karnataka Bank Limited has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code KARB0000190
The format of the IFSC Code for banks, including Karnataka Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Karnataka Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as K B Extension Davanagere in Davangere.
For example, the IFSC Code KARB0000190 of Karnataka Bank Limited for the K B Extension Davanagere branch includes these elements, identifying the bank and the branch location in Davangere and Karnataka accurately.
How to Find IFSC Code for Karnataka Bank Limited?
If you are looking for the IFSC Code KARB0000190 of Karnataka Bank Limited for its K B Extension Davanagere branch located in Davangere, the following methods can help:
Cheque Book
The cheque book that is issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Karnataka Bank Limited branches in Davangere and Davangere, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Karnataka Bank Limited and look for the branch locator section, then search for K B Extension Davanagere or Davangere to get the exact IFSC Code KARB0000190.
Mobile Banking App
If you use Karnataka Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Karnataka Bank Limited and Davangere, then it will provide you proper information.
How to Use IFSC Code KARB0000190 for Online Transfers?
Once you have the IFSC Code KARB0000190 for the K B Extension Davanagere branch of Karnataka Bank Limited in Davangere, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KARB0000190. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000190.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karnataka Bank Limited K B Extension Davanagere in Davangere, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in K B Extension Davanagere, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Karnataka Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Davangere to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the K B Extension Davanagere Davangere branch is KARB0000190.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ist Floor,Srimurugharajendra Complex,Hadadi Road,Davangere-K B Extension,Davanagere, Pin - 577002.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.