Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Karnataka Bank Limited for its Davanagere-P B Road branch in Davangere, Davanagere, Karnataka, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Karnataka Bank Limited located in Davangere or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code KARB0000214. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Karnataka Bank Limited, Davanagere-P B Road, Davangere
Below in the table are the key details related to IFSC Code KARB0000214 of Karnataka Bank Limited for its branch located in Davangere, within the district of Davanagere in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Karnataka Bank Limited |
| IFSC Code | KARB0000214 |
| Branch | Davanagere-P B Road |
| City | Davangere |
| District | Davanagere |
| State | Karnataka |
| Address | D.No.85/5&262/1,Near New Ksrtc Bus Stand, Pb Road, Davangere-577002 |
These details help users in online banking and for businesses and individuals who use Karnataka Bank Limited in Davangere for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000214 for the Davanagere-P B Road branch of Karnataka Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Bank Limited located in Davanagere-P B Road, Davangere, Karnataka, are allotted a unique IFSC like KARB0000214 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Davangere.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Davangere and Davanagere.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Karnataka Bank Limited in Davanagere-P B Road reaches the right place, even though there are thousands of branches in Karnataka and across India.
Format of the IFSC Code KARB0000214
The format of the IFSC Code for banks, including Karnataka Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Karnataka Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Davanagere-P B Road in Davangere.
For example, the IFSC Code KARB0000214 of Karnataka Bank Limited for the Davanagere-P B Road branch includes these elements, identifying the bank and the branch location in Davangere and Karnataka accurately.
How to Find IFSC Code for Karnataka Bank Limited?
If you are looking for the IFSC Code KARB0000214 of Karnataka Bank Limited for its Davanagere-P B Road branch located in Davangere, the following methods can help:
Cheque Book
The cheque book that is issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Karnataka Bank Limited branches in Davangere and Davanagere, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Karnataka Bank Limited and look for the branch locator section, then search for Davanagere-P B Road or Davangere to get the exact IFSC Code KARB0000214.
Mobile Banking App
If you use Karnataka Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Karnataka Bank Limited and Davangere, then it will provide you proper information.
How to Use IFSC Code KARB0000214 for Online Transfers?
Once you have the IFSC Code KARB0000214 for the Davanagere-P B Road branch of Karnataka Bank Limited in Davangere, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KARB0000214. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000214.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karnataka Bank Limited Davanagere-P B Road in Davangere, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Davanagere-P B Road, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Karnataka Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Davangere to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Davanagere-P B Road Davangere branch is KARB0000214.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at D.No.85/5&262/1,Near New Ksrtc Bus Stand, Pb Road, Davangere-577002.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.