The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Karnataka Bank Limited for its Uppinangady branch in Dakshina Kannada, Uppinangady, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Karnataka Bank Limited located in Dakshina Kannada or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code KARB0000808. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Karnataka Bank Limited, Uppinangady, Dakshina Kannada

Below in the table are the key details related to IFSC Code KARB0000808 of Karnataka Bank Limited for its branch located in Dakshina Kannada, within the district of Uppinangady in the state of Karnataka.

Particulars Details
Bank Karnataka Bank Limited
IFSC Code KARB0000808
Branch Uppinangady
City Dakshina Kannada
District Uppinangady
State Karnataka
Address Ground Floor, No. 8/4 A-2, Sri Lakshmi Arcade, N.H.48 Uppinangady - 574241

These details helps users in online banking and for businesses and individuals who use Karnataka Bank Limited in Dakshina Kannada for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000808 for the Uppinangady branch of Karnataka Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Bank Limited located in Uppinangady, Dakshina Kannada, Karnataka, are given a unique IFSC like KARB0000808 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dakshina Kannada.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Dakshina Kannada and Uppinangady.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Karnataka Bank Limited in Uppinangady goes to the correct branch. This is important because Karnataka Bank Limited has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code KARB0000808

The format of the IFSC Code for banks, including Karnataka Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Karnataka Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Uppinangady in Dakshina Kannada.

For example, the IFSC Code KARB0000808 of Karnataka Bank Limited for the Uppinangady branch has these elements, identifying the bank and the branch location in Dakshina Kannada and Karnataka correctly.

How to Find IFSC Code for Karnataka Bank Limited?

If you are trying to find the IFSC Code KARB0000808 of Karnataka Bank Limited for its Uppinangady branch located in Dakshina Kannada, the following methods can help:

Cheque Book

The cheque books that are issued by Karnataka Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Karnataka Bank Limited branches in Dakshina Kannada and Uppinangady, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karnataka Bank Limited and find the branch locator section. Search for Uppinangady or Dakshina Kannada to get the exact IFSC Code KARB0000808.

Mobile Banking App

If you use Karnataka Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Karnataka Bank Limited and Dakshina Kannada that will provide accurate information.

How to Use IFSC Code KARB0000808 for Online Transfers?

If you have the IFSC Code KARB0000808 for the Uppinangady branch of Karnataka Bank Limited in Dakshina Kannada, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KARB0000808. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000808.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Karnataka Bank Limited Uppinangady in Dakshina Kannada, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Uppinangady, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karnataka Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dakshina Kannada manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Bank Limited in Uppinangady, Dakshina Kannada?

The IFSC Code is KARB0000808.

Is the IFSC Code KARB0000808 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Bank Limited Uppinangady?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Uppinangady branch?

The address of the branch is Ground Floor, No. 8/4 A-2, Sri Lakshmi Arcade, N.H.48 Uppinangady - 574241 located in Dakshina Kannada, Uppinangady, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.