For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Karnataka Bank Limited for its Thokkottu Ullal branch in Dakshina Kannada, Thokkotu, Karnataka, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Karnataka Bank Limited located in Dakshina Kannada or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code KARB0000753. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Bank Limited, Thokkottu Ullal, Dakshina Kannada

The table below shows the main details of the IFSC Code KARB0000753 for the Karnataka Bank Limited branch in Dakshina Kannada, which falls under the Thokkotu district in Karnataka.

Particulars Details
Bank Karnataka Bank Limited
IFSC Code KARB0000753
Branch Thokkottu Ullal
City Dakshina Kannada
District Thokkotu
State Karnataka
Address Manchila Building,Thokkottu-Ullal, Pin - 575020

These details helps users in online banking and for businesses and individuals who use Karnataka Bank Limited in Dakshina Kannada for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000753 for the Thokkottu Ullal branch of Karnataka Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Bank Limited located in Thokkottu Ullal, Dakshina Kannada, Karnataka, is provided with a unique IFSC like KARB0000753 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Karnataka Bank Limited branch in Dakshina Kannada.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Dakshina Kannada and Thokkotu.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Karnataka Bank Limited in Thokkottu Ullal do not get mixed with another location.

Format of the IFSC Code KARB0000753

The format of the IFSC Code for banks, including Karnataka Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Karnataka Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Thokkottu Ullal in Dakshina Kannada.

For example, the IFSC Code KARB0000753 of Karnataka Bank Limited for the Thokkottu Ullal branch has these elements, identifying the bank and the branch location in Dakshina Kannada and Karnataka correctly.

How to Find IFSC Code for Karnataka Bank Limited?

If you are trying to find the IFSC Code KARB0000753 of Karnataka Bank Limited for its Thokkottu Ullal branch located in Dakshina Kannada, the following methods can help:

Cheque Book

The cheque book issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Karnataka Bank Limited branches in Dakshina Kannada and Thokkotu, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Karnataka Bank Limited and navigate to the branch locator section. Search for Thokkottu Ullal or Dakshina Kannada to get the exact IFSC Code KARB0000753.

Mobile Banking App

If you use Karnataka Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karnataka Bank Limited and Dakshina Kannada, you'll get the correct details.

How to Use IFSC Code KARB0000753 for Online Transfers?

Once you have the IFSC Code KARB0000753 for the Thokkottu Ullal branch of Karnataka Bank Limited in Dakshina Kannada, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KARB0000753. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000753.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Karnataka Bank Limited Thokkottu Ullal in Dakshina Kannada, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Karnataka Bank Limited in Thokkottu Ullal, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Karnataka Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Dakshina Kannada manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Bank Limited in Thokkottu Ullal, Dakshina Kannada?

The IFSC Code is KARB0000753.

Is the IFSC Code KARB0000753 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Bank Limited Thokkottu Ullal?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Thokkottu Ullal branch?

The address of the branch is Manchila Building,Thokkottu-Ullal, Pin - 575020 located in Dakshina Kannada, Thokkotu, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.