Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Karnataka Bank Limited for its Sullia-N M C (E.C) branch in Dakshina Kannada, Sullia, or Karnataka, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Karnataka Bank Limited located in Dakshina Kannada or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code KARB0000731. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Karnataka Bank Limited, Sullia-N M C (E.C), Dakshina Kannada
Here are the key points that are associated with the IFSC Code KARB0000731 of Karnataka Bank Limited for its branch located in Dakshina Kannada, within the district of Sullia in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Karnataka Bank Limited |
| IFSC Code | KARB0000731 |
| Branch | Sullia-N M C (E.C) |
| City | Dakshina Kannada |
| District | Sullia |
| State | Karnataka |
| Address | Nehru Memorial College Campus,Kurunje Bagh, Pin - 574327 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Karnataka Bank Limited in Dakshina Kannada for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000731 for the Sullia-N M C (E.C) branch of Karnataka Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Bank Limited located in Sullia-N M C (E.C), Dakshina Kannada, Karnataka, is provided with a unique IFSC like KARB0000731 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Karnataka Bank Limited branch in Dakshina Kannada.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Dakshina Kannada and Sullia.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Karnataka Bank Limited in Sullia-N M C (E.C) do not get mixed with another location.
Format of the IFSC Code KARB0000731
The format of the IFSC Code for banks, including Karnataka Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Karnataka Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sullia-N M C (E.C) in Dakshina Kannada.
For example, the IFSC Code KARB0000731 of Karnataka Bank Limited for the Sullia-N M C (E.C) branch has these elements, identifying the bank and the branch location in Dakshina Kannada and Karnataka correctly.
How to Find IFSC Code for Karnataka Bank Limited?
If you are trying to find the IFSC Code KARB0000731 of Karnataka Bank Limited for its Sullia-N M C (E.C) branch located in Dakshina Kannada, the following methods can help:
Cheque Book
The cheque book issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Karnataka Bank Limited branches in Dakshina Kannada and Sullia, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Karnataka Bank Limited and navigate to the branch locator section. Search for Sullia-N M C (E.C) or Dakshina Kannada to get the exact IFSC Code KARB0000731.
Mobile Banking App
If you use Karnataka Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karnataka Bank Limited and Dakshina Kannada, you'll get the correct details.
How to Use IFSC Code KARB0000731 for Online Transfers?
Once you have the IFSC Code KARB0000731 for the Sullia-N M C (E.C) branch of Karnataka Bank Limited in Dakshina Kannada, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KARB0000731. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000731.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karnataka Bank Limited Sullia-N M C (E.C) in Dakshina Kannada, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Sullia-N M C (E.C), here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Karnataka Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Dakshina Kannada manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KARB0000731.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Nehru Memorial College Campus,Kurunje Bagh, Pin - 574327 located in Dakshina Kannada, Sullia, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.