There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Karnataka Bank Limited for its Coimbatore-Sai Baba Colony branch in Coimbatore, Coimbatore, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Karnataka Bank Limited situated in Coimbatore or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code KARB0000891. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Bank Limited, Coimbatore-Sai Baba Colony, Coimbatore

Here are the main details that are associated with the IFSC Code KARB0000891 of Karnataka Bank Limited for its branch located in Coimbatore, within the district of Coimbatore in the state of Tamil Nadu.

Particulars Details
Bank Karnataka Bank Limited
IFSC Code KARB0000891
Branch Coimbatore-Sai Baba Colony
City Coimbatore
District Coimbatore
State Tamil Nadu
Address Door No 9A Srp Nagar, Nsr Road Sai Baba Colony, Coimbatore-641 011 Coimbatore North Taluk, Coimbatore District, Tamil Nadu State.

These details are important not only for users using online banking but also for businesses and individuals who use Karnataka Bank Limited in Coimbatore for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KARB0000891 for the Coimbatore-Sai Baba Colony branch of Karnataka Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Bank Limited located in Coimbatore-Sai Baba Colony, Coimbatore, Tamil Nadu, is provided a unique IFSC like KARB0000891 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Karnataka Bank Limited branch in Coimbatore.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Coimbatore and Coimbatore.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Karnataka Bank Limited in Coimbatore-Sai Baba Colony do not get misguided to another person.

Format of the IFSC Code KARB0000891

The format of the IFSC Code for banks, including Karnataka Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Karnataka Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Coimbatore-Sai Baba Colony in Coimbatore.

For example, the IFSC Code KARB0000891 of Karnataka Bank Limited for the Coimbatore-Sai Baba Colony branch has these elements, identifying the bank and the branch location in Coimbatore and Tamil Nadu correctly.

How to Find IFSC Code for Karnataka Bank Limited?

If you are trying to find the IFSC Code KARB0000891 of Karnataka Bank Limited for its Coimbatore-Sai Baba Colony branch located in Coimbatore, the following methods can help:

Cheque Book

The cheque book issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Karnataka Bank Limited branches in Coimbatore and Coimbatore, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Karnataka Bank Limited and navigate to the branch locator section. Search for Coimbatore-Sai Baba Colony or Coimbatore to get the exact IFSC Code KARB0000891.

Mobile Banking App

If you use Karnataka Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karnataka Bank Limited and Coimbatore, you'll get the correct details.

How to Use IFSC Code KARB0000891 for Online Transfers?

If you have the IFSC Code KARB0000891 for the Coimbatore-Sai Baba Colony branch of Karnataka Bank Limited in Coimbatore, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KARB0000891. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000891.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Karnataka Bank Limited Coimbatore-Sai Baba Colony in Coimbatore, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Coimbatore-Sai Baba Colony, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karnataka Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Coimbatore manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Bank Limited in Coimbatore-Sai Baba Colony, Coimbatore?

The IFSC Code is KARB0000891.

Is the IFSC Code KARB0000891 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Bank Limited Coimbatore-Sai Baba Colony?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Coimbatore-Sai Baba Colony branch?

The address of the branch is Door No 9A Srp Nagar, Nsr Road Sai Baba Colony, Coimbatore-641 011 Coimbatore North Taluk, Coimbatore District, Tamil Nadu State. located in Coimbatore, Coimbatore, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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