Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Karnataka Bank Limited for its Antharagatte branch in Chickmagalur, Antharagatte, or Karnataka, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Karnataka Bank Limited located in Chickmagalur or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code KARB0000024. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Karnataka Bank Limited, Antharagatte, Chickmagalur
The table below shows the main details of the IFSC Code KARB0000024 for the Karnataka Bank Limited branch in Chickmagalur, which falls under the Antharagatte district in Karnataka.
| Particulars | Details |
|---|---|
| Bank | Karnataka Bank Limited |
| IFSC Code | KARB0000024 |
| Branch | Antharagatte |
| City | Chickmagalur |
| District | Antharagatte |
| State | Karnataka |
| Address | Temple Road,Anthargatte, Pin - 577547 |
These details are essential not only for online banking users but also for businesses and individuals who use Karnataka Bank Limited in Chickmagalur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000024 for the Antharagatte branch of Karnataka Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Bank Limited located in Antharagatte, Chickmagalur, Karnataka, is provided a unique IFSC like KARB0000024 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Karnataka Bank Limited branch in Chickmagalur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Chickmagalur and Antharagatte.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Karnataka Bank Limited in Antharagatte do not get misguided to another person.
Format of the IFSC Code KARB0000024
The format of the IFSC Code for banks, including Karnataka Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Karnataka Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Antharagatte in Chickmagalur.
For example, the IFSC Code KARB0000024 of Karnataka Bank Limited for the Antharagatte branch includes these elements, identifying the bank and the branch location in Chickmagalur and Karnataka correctly.
How to Find IFSC Code for Karnataka Bank Limited?
If you are trying to find the IFSC Code KARB0000024 of Karnataka Bank Limited for its Antharagatte branch located in Chickmagalur, the following methods can help:
Cheque Book
The cheque book issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Karnataka Bank Limited branches in Chickmagalur and Antharagatte, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Karnataka Bank Limited and navigate to the branch locator section. Search for Antharagatte or Chickmagalur to get the exact IFSC Code KARB0000024.
Mobile Banking App
If you use Karnataka Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karnataka Bank Limited and Chickmagalur, you'll get the correct details.
How to Use IFSC Code KARB0000024 for Online Transfers?
Once you have the IFSC Code KARB0000024 for the Antharagatte branch of Karnataka Bank Limited in Chickmagalur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KARB0000024. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000024.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karnataka Bank Limited Antharagatte in Chickmagalur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Antharagatte, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Karnataka Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Chickmagalur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KARB0000024.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Temple Road,Anthargatte, Pin - 577547 located in Chickmagalur, Antharagatte, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.