Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Karnataka Bank Limited for its Durgapur branch in Burdwan, Durgapur, West Bengal, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Karnataka Bank Limited located in Burdwan or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code KARB0000211. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Karnataka Bank Limited, Durgapur, Burdwan
The table below shows the main details of the IFSC Code KARB0000211 for the Karnataka Bank Limited branch in Burdwan, which falls under the Durgapur district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Karnataka Bank Limited |
| IFSC Code | KARB0000211 |
| Branch | Durgapur |
| City | Burdwan |
| District | Durgapur |
| State | West Bengal |
| Address | Ground Floor, N 36, Landmark Ii Building, Shahid Khudiram Sarani, City Centre, Durgapur 713216 |
These details are important not only for users using online banking but also for businesses and individuals who use Karnataka Bank Limited in Burdwan for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KARB0000211 for the Durgapur branch of Karnataka Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Bank Limited located in Durgapur, Burdwan, West Bengal, are allotted a unique IFSC like KARB0000211 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Burdwan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Burdwan and Durgapur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Karnataka Bank Limited in Durgapur reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code KARB0000211
This is the format of the IFSC Code for banks, including Karnataka Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Karnataka Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Durgapur in Burdwan.
For example, the IFSC Code KARB0000211 of Karnataka Bank Limited for the Durgapur branch includes these elements, identifying the bank and the branch location in Burdwan and West Bengal accurately.
How to Find IFSC Code for Karnataka Bank Limited?
To find the IFSC Code KARB0000211 of Karnataka Bank Limited for its Durgapur branch located in Burdwan, the following methods can help you out:
Cheque Book
The cheque book issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Karnataka Bank Limited branches in Burdwan and Durgapur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Karnataka Bank Limited and go to the branch locator section. Then search for Durgapur or Burdwan to find the exact IFSC Code KARB0000211.
Mobile Banking App
If you use Karnataka Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Karnataka Bank Limited and Burdwan will provide accurate information.
How to Use IFSC Code KARB0000211 for Online Transfers?
If you have the IFSC Code KARB0000211 for the Durgapur branch of Karnataka Bank Limited in Burdwan, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KARB0000211. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000211.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Karnataka Bank Limited Durgapur in Burdwan, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Durgapur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Karnataka Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Burdwan manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KARB0000211.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, N 36, Landmark Ii Building, Shahid Khudiram Sarani, City Centre, Durgapur 713216 located in Burdwan, Durgapur, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.