Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Karnataka Bank Limited for its Bhopal Rohitnagar branch in Bhopal, Bhopal, Madhya Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Karnataka Bank Limited located in Bhopal or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code KARB0000947. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Karnataka Bank Limited, Bhopal Rohitnagar, Bhopal
The table below shows the main details of the IFSC Code KARB0000947 for the Karnataka Bank Limited branch in Bhopal, which falls under the Bhopal district in Madhya Pradesh.
| Particulars | Details |
|---|---|
| Bank | Karnataka Bank Limited |
| IFSC Code | KARB0000947 |
| Branch | Bhopal Rohitnagar |
| City | Bhopal |
| District | Bhopal |
| State | Madhya Pradesh |
| Address | 467 479, Ground Floor, Phase I, E 8 Extension, Gulmohar Colony, Rohitnagar, Bhopal 462039 |
These details are important not only for users using online banking but also for businesses and individuals who use Karnataka Bank Limited in Bhopal for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KARB0000947 for the Bhopal Rohitnagar branch of Karnataka Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Bank Limited located in Bhopal Rohitnagar, Bhopal, Madhya Pradesh, is provided a unique IFSC like KARB0000947 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Karnataka Bank Limited branch in Bhopal.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bhopal and Bhopal.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Madhya Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Karnataka Bank Limited in Bhopal Rohitnagar do not get misguided to another person.
Format of the IFSC Code KARB0000947
The format of the IFSC Code for banks, including Karnataka Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Karnataka Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bhopal Rohitnagar in Bhopal.
For example, the IFSC Code KARB0000947 of Karnataka Bank Limited for the Bhopal Rohitnagar branch has these elements, identifying the bank and the branch location in Bhopal and Madhya Pradesh correctly.
How to Find IFSC Code for Karnataka Bank Limited?
To find the IFSC Code KARB0000947 of Karnataka Bank Limited for its Bhopal Rohitnagar branch located in Bhopal, the following methods can help you out:
Cheque Book
The cheque book issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Karnataka Bank Limited branches in Bhopal and Bhopal, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Karnataka Bank Limited and go to the branch locator section. Then search for Bhopal Rohitnagar or Bhopal to find the exact IFSC Code KARB0000947.
Mobile Banking App
If you use Karnataka Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Karnataka Bank Limited and Bhopal will provide accurate information.
How to Use IFSC Code KARB0000947 for Online Transfers?
Once you have the IFSC Code KARB0000947 for the Bhopal Rohitnagar branch of Karnataka Bank Limited in Bhopal, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KARB0000947. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000947.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karnataka Bank Limited Bhopal Rohitnagar in Bhopal, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Bhopal Rohitnagar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Karnataka Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bhopal to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Bhopal Rohitnagar Bhopal branch is KARB0000947.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 467 479, Ground Floor, Phase I, E 8 Extension, Gulmohar Colony, Rohitnagar, Bhopal 462039.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.