The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Karnataka Bank Limited for its Ankleshwar branch in Bharuch, Ankleshwar, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Karnataka Bank Limited located in Bharuch or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code KARB0000046. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Karnataka Bank Limited, Ankleshwar, Bharuch

The table below shows the main details of the IFSC Code KARB0000046 for the Karnataka Bank Limited branch in Bharuch, which falls under the Ankleshwar district in Gujarat.

Particulars Details
Bank Karnataka Bank Limited
IFSC Code KARB0000046
Branch Ankleshwar
City Bharuch
District Ankleshwar
State Gujarat
Address Shop No 101,102 &103, Ground Floor, Omkar-2, Station Road, Ankleshwar-393002

These details help users in online banking and for businesses and individuals who use Karnataka Bank Limited in Bharuch for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000046 for the Ankleshwar branch of Karnataka Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Bank Limited located in Ankleshwar, Bharuch, Gujarat, are given a unique IFSC like KARB0000046 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bharuch.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Bharuch and Ankleshwar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Karnataka Bank Limited in Ankleshwar goes to the correct branch. This is important because Karnataka Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code KARB0000046

The format of the IFSC Code for banks, including Karnataka Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Karnataka Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ankleshwar in Bharuch.

For example, the IFSC Code KARB0000046 of Karnataka Bank Limited for the Ankleshwar branch includes these elements, identifying the bank and the branch location in Bharuch and Gujarat accurately.

How to Find IFSC Code for Karnataka Bank Limited?

If you are trying to find the IFSC Code KARB0000046 of Karnataka Bank Limited for its Ankleshwar branch located in Bharuch, the following methods can help:

Cheque Book

The cheque book issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Karnataka Bank Limited branches in Bharuch and Ankleshwar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Karnataka Bank Limited and navigate to the branch locator section. Search for Ankleshwar or Bharuch to get the exact IFSC Code KARB0000046.

Mobile Banking App

If you use Karnataka Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karnataka Bank Limited and Bharuch, you'll get the correct details.

How to Use IFSC Code KARB0000046 for Online Transfers?

Once you have the IFSC Code KARB0000046 for the Ankleshwar branch of Karnataka Bank Limited in Bharuch, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KARB0000046. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000046.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Karnataka Bank Limited Ankleshwar in Bharuch may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Ankleshwar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karnataka Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bharuch manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Bank Limited in Ankleshwar, Bharuch?

The IFSC Code is KARB0000046.

Is the IFSC Code KARB0000046 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Bank Limited Ankleshwar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Ankleshwar branch?

The address of the branch is Shop No 101,102 &103, Ground Floor, Omkar-2, Station Road, Ankleshwar-393002 located in Bharuch, Ankleshwar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.