The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Karnataka Bank Limited for its Thathaguni branch in Bengaluru Urban, Thathaguni, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Karnataka Bank Limited located in Bengaluru Urban or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code KARB0000871. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Karnataka Bank Limited, Thathaguni, Bengaluru Urban

Below in the table are the key details related to IFSC Code KARB0000871 of Karnataka Bank Limited for its branch located in Bengaluru Urban, within the district of Thathaguni in the state of Karnataka.

Particulars Details
Bank Karnataka Bank Limited
IFSC Code KARB0000871
Branch Thathaguni
City Bengaluru Urban
District Thathaguni
State Karnataka
Address No 42/1D-P1, Ground Floor,Thathaguni,Thathaguni Village & Post-560062,Agara Gram Panchayath, Kengeri Hobli, Bengalore South Taluk, Banglore Urban District Karnataka State

These details helps users in online banking and for businesses and individuals who use Karnataka Bank Limited in Bengaluru Urban for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000871 for the Thathaguni branch of Karnataka Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KARB0000871 is given to every bank branch, including Karnataka Bank Limited located in Thathaguni, Bengaluru Urban, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Karnataka Bank Limited branch in Bengaluru Urban.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bengaluru Urban and Thathaguni.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Karnataka Bank Limited in Thathaguni doesn't end up at another location.

Format of the IFSC Code KARB0000871

The format of the IFSC Code for banks, including Karnataka Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Karnataka Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thathaguni in Bengaluru Urban.

For example, the IFSC Code KARB0000871 of Karnataka Bank Limited for the Thathaguni branch includes these elements, identifying the bank and the branch location in Bengaluru Urban and Karnataka accurately.

How to Find IFSC Code for Karnataka Bank Limited?

If you are looking for the IFSC Code KARB0000871 of Karnataka Bank Limited for its Thathaguni branch located in Bengaluru Urban, the following methods can help:

Cheque Book

The cheque book that is issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Karnataka Bank Limited branches in Bengaluru Urban and Thathaguni, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Karnataka Bank Limited and look for the branch locator section, then search for Thathaguni or Bengaluru Urban to get the exact IFSC Code KARB0000871.

Mobile Banking App

If you use Karnataka Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Karnataka Bank Limited and Bengaluru Urban, then it will provide you proper information.

How to Use IFSC Code KARB0000871 for Online Transfers?

Once you have the IFSC Code KARB0000871 for the Thathaguni branch of Karnataka Bank Limited in Bengaluru Urban, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KARB0000871. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000871.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Karnataka Bank Limited Thathaguni in Bengaluru Urban, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Karnataka Bank Limited in Thathaguni, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Karnataka Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Bengaluru Urban manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Bank Limited in Thathaguni, Bengaluru Urban?

The IFSC Code is KARB0000871.

Is the IFSC Code KARB0000871 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Bank Limited Thathaguni?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Thathaguni branch?

The address of the branch is No 42/1D-P1, Ground Floor,Thathaguni,Thathaguni Village & Post-560062,Agara Gram Panchayath, Kengeri Hobli, Bengalore South Taluk, Banglore Urban District Karnataka State located in Bengaluru Urban, Thathaguni, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.