Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Karnataka Bank Limited for its Devalapura Devanagundi Gp branch in Bengaluru Rural, Bengaluru, or Karnataka, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Karnataka Bank Limited located in Bengaluru Rural or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code KARB0000213. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Karnataka Bank Limited, Devalapura Devanagundi Gp, Bengaluru Rural
Here are the key points that are associated with the IFSC Code KARB0000213 of Karnataka Bank Limited for its branch located in Bengaluru Rural, within the district of Bengaluru in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Karnataka Bank Limited |
| IFSC Code | KARB0000213 |
| Branch | Devalapura Devanagundi Gp |
| City | Bengaluru Rural |
| District | Bengaluru |
| State | Karnataka |
| Address | No 56/10P/36,Devalapura-Devanagundi Gp-560067 Hosakote Taluk |
These details helps users in online banking and for businesses and individuals who use Karnataka Bank Limited in Bengaluru Rural for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000213 for the Devalapura Devanagundi Gp branch of Karnataka Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Bank Limited located in Devalapura Devanagundi Gp, Bengaluru Rural, Karnataka, is provided a unique IFSC like KARB0000213 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Karnataka Bank Limited branch in Bengaluru Rural.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bengaluru Rural and Bengaluru.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Karnataka Bank Limited in Devalapura Devanagundi Gp do not get misguided to another person.
Format of the IFSC Code KARB0000213
The format of the IFSC Code for banks, including Karnataka Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Karnataka Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Devalapura Devanagundi Gp in Bengaluru Rural.
For example, the IFSC Code KARB0000213 of Karnataka Bank Limited for the Devalapura Devanagundi Gp branch includes these elements, identifying the bank and the branch location in Bengaluru Rural and Karnataka correctly.
How to Find IFSC Code for Karnataka Bank Limited?
To find the IFSC Code KARB0000213 of Karnataka Bank Limited for its Devalapura Devanagundi Gp branch located in Bengaluru Rural, the following methods can help you out:
Cheque Book
The cheque book issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Karnataka Bank Limited branches in Bengaluru Rural and Bengaluru, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Karnataka Bank Limited and go to the branch locator section. Then search for Devalapura Devanagundi Gp or Bengaluru Rural to find the exact IFSC Code KARB0000213.
Mobile Banking App
If you use Karnataka Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Karnataka Bank Limited and Bengaluru Rural will provide accurate information.
How to Use IFSC Code KARB0000213 for Online Transfers?
Once you have the IFSC Code KARB0000213 for the Devalapura Devanagundi Gp branch of Karnataka Bank Limited in Bengaluru Rural, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KARB0000213. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000213.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Karnataka Bank Limited Devalapura Devanagundi Gp in Bengaluru Rural may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Devalapura Devanagundi Gp, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Karnataka Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bengaluru Rural to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KARB0000213.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is No 56/10P/36,Devalapura-Devanagundi Gp-560067 Hosakote Taluk located in Bengaluru Rural, Bengaluru, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.