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IFSC Code of Karnataka Bank Limited, Bangalore Bhuvaneshwari Nagar, Bangalore, Karnataka — KARB0000939

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Karnataka Bank Limited for its Bangalore Bhuvaneshwari Nagar branch in Bangalore, Bangalore, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Karnataka Bank Limited located in Bangalore or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code KARB0000939. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Karnataka Bank Limited, Bangalore Bhuvaneshwari Nagar, Bangalore

Here are the main details that are associated with the IFSC Code KARB0000939 of Karnataka Bank Limited for its branch located in Bangalore, within the district of Bangalore in the state of Karnataka.

Particulars Details
Bank Karnataka Bank Limited
IFSC Code KARB0000939
Branch Bangalore Bhuvaneshwari Nagar
City Bangalore
District Bangalore
State Karnataka
Address No 164 Sai Sapthami 13Th Main 5Th Cross Coffee Board Layout Kempapura,Bhuvaneshwari Nagar

These details are essential not only for online banking users but also for businesses and individuals who use Karnataka Bank Limited in Bangalore for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000939 for the Bangalore Bhuvaneshwari Nagar branch of Karnataka Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Bank Limited located in Bangalore Bhuvaneshwari Nagar, Bangalore, Karnataka, is provided with a unique IFSC like KARB0000939 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Karnataka Bank Limited branch in Bangalore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bangalore and Bangalore.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Karnataka Bank Limited in Bangalore Bhuvaneshwari Nagar do not get mixed with another location.

Format of the IFSC Code KARB0000939

The format of the IFSC Code for banks, including Karnataka Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Karnataka Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bangalore Bhuvaneshwari Nagar in Bangalore.

For example, the IFSC Code KARB0000939 of Karnataka Bank Limited for the Bangalore Bhuvaneshwari Nagar branch includes these elements, identifying the bank and the branch location in Bangalore and Karnataka accurately.

How to Find IFSC Code for Karnataka Bank Limited?

To find the IFSC Code KARB0000939 of Karnataka Bank Limited for its Bangalore Bhuvaneshwari Nagar branch located in Bangalore, the following methods can help you out:

Cheque Book

The cheque book issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Karnataka Bank Limited branches in Bangalore and Bangalore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karnataka Bank Limited and go to the branch locator section. Then search for Bangalore Bhuvaneshwari Nagar or Bangalore to find the exact IFSC Code KARB0000939.

Mobile Banking App

If you use Karnataka Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Karnataka Bank Limited and Bangalore will provide accurate information.

How to Use IFSC Code KARB0000939 for Online Transfers?

Once you have the IFSC Code KARB0000939 for the Bangalore Bhuvaneshwari Nagar branch of Karnataka Bank Limited in Bangalore, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KARB0000939. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000939.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Karnataka Bank Limited Bangalore Bhuvaneshwari Nagar in Bangalore may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Karnataka Bank Limited in Bangalore Bhuvaneshwari Nagar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Karnataka Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Bangalore manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Bank Limited in Bangalore Bhuvaneshwari Nagar, Bangalore?

The IFSC Code is KARB0000939.

Is the IFSC Code KARB0000939 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Bank Limited Bangalore Bhuvaneshwari Nagar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bangalore Bhuvaneshwari Nagar branch?

The address of the branch is No 164 Sai Sapthami 13Th Main 5Th Cross Coffee Board Layout Kempapura,Bhuvaneshwari Nagar located in Bangalore, Bangalore, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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