The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Karnataka Bank Limited for its Kalyanadurgam Road branch in Anantapur, Anantapur, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Karnataka Bank Limited located in Anantapur or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code KARB0000890. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Karnataka Bank Limited, Kalyanadurgam Road, Anantapur

Below in the table are the key details related to IFSC Code KARB0000890 of Karnataka Bank Limited for its branch located in Anantapur, within the district of Anantapur in the state of Andhra Pradesh.

Particulars Details
Bank Karnataka Bank Limited
IFSC Code KARB0000890
Branch Kalyanadurgam Road
City Anantapur
District Anantapur
State Andhra Pradesh
Address D No 6-193, Ground Floor, Kalyanadurgam Road, Housing Board Colony, Sathyananda Nagar Sub Post Office, Anantapur-515001, Anantapur District, Andhra Pradesh State

These details are essential not only for online banking users but also for businesses and individuals who use Karnataka Bank Limited in Anantapur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000890 for the Kalyanadurgam Road branch of Karnataka Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Bank Limited located in Kalyanadurgam Road, Anantapur, Andhra Pradesh, is provided a unique IFSC like KARB0000890 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Karnataka Bank Limited branch in Anantapur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Anantapur and Anantapur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Karnataka Bank Limited in Kalyanadurgam Road do not get misguided to another person.

Format of the IFSC Code KARB0000890

The format of the IFSC Code for banks, including Karnataka Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Karnataka Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kalyanadurgam Road in Anantapur.

For example, the IFSC Code KARB0000890 of Karnataka Bank Limited for the Kalyanadurgam Road branch includes these elements, identifying the bank and the branch location in Anantapur and Andhra Pradesh correctly.

How to Find IFSC Code for Karnataka Bank Limited?

If you are trying to find the IFSC Code KARB0000890 of Karnataka Bank Limited for its Kalyanadurgam Road branch located in Anantapur, the following methods can help:

Cheque Book

The cheque books that are issued by Karnataka Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Karnataka Bank Limited branches in Anantapur and Anantapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karnataka Bank Limited and find the branch locator section. Search for Kalyanadurgam Road or Anantapur to get the exact IFSC Code KARB0000890.

Mobile Banking App

If you use Karnataka Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Karnataka Bank Limited and Anantapur that will provide accurate information.

How to Use IFSC Code KARB0000890 for Online Transfers?

Once you have the IFSC Code KARB0000890 for the Kalyanadurgam Road branch of Karnataka Bank Limited in Anantapur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KARB0000890. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000890.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Karnataka Bank Limited Kalyanadurgam Road in Anantapur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Karnataka Bank Limited in Kalyanadurgam Road, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karnataka Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Anantapur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Bank Limited in Kalyanadurgam Road, Anantapur?

The IFSC Code is KARB0000890.

Is the IFSC Code KARB0000890 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Bank Limited Kalyanadurgam Road?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kalyanadurgam Road branch?

The address of the branch is D No 6-193, Ground Floor, Kalyanadurgam Road, Housing Board Colony, Sathyananda Nagar Sub Post Office, Anantapur-515001, Anantapur District, Andhra Pradesh State located in Anantapur, Anantapur, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.