There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Karnataka Bank Limited for its Ahmedabad-Maninagar branch in Ahmedabad, Ahmedabad, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Karnataka Bank Limited situated in Ahmedabad or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code KARB0000047. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Karnataka Bank Limited, Ahmedabad-Maninagar, Ahmedabad
Below in the table are the key details related to IFSC Code KARB0000047 of Karnataka Bank Limited for its branch located in Ahmedabad, within the district of Ahmedabad in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Karnataka Bank Limited |
| IFSC Code | KARB0000047 |
| Branch | Ahmedabad-Maninagar |
| City | Ahmedabad |
| District | Ahmedabad |
| State | Gujarat |
| Address | Shop No3, Sparsh Building, Behind Pramukh Palace,Near Jai Hind Cross Road, Opp Maharaja Palace, Maninagar, Ahmedabad-382008, Ahmedabad Taluk |
These details are essential not only for online banking users but also for businesses and individuals who use Karnataka Bank Limited in Ahmedabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KARB0000047 for the Ahmedabad-Maninagar branch of Karnataka Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Bank Limited located in Ahmedabad-Maninagar, Ahmedabad, Gujarat, are given a unique IFSC like KARB0000047 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ahmedabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Ahmedabad and Ahmedabad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Karnataka Bank Limited in Ahmedabad-Maninagar goes to the correct branch. This is important because Karnataka Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code KARB0000047
This is the format of the IFSC Code for banks, including Karnataka Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Karnataka Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ahmedabad-Maninagar in Ahmedabad.
For example, the IFSC Code KARB0000047 of Karnataka Bank Limited for the Ahmedabad-Maninagar branch includes these elements, identifying the bank and the branch location in Ahmedabad and Gujarat accurately.
How to Find IFSC Code for Karnataka Bank Limited?
To find the IFSC Code KARB0000047 of Karnataka Bank Limited for its Ahmedabad-Maninagar branch located in Ahmedabad, the following methods can help you out:
Cheque Book
The cheque book issued by Karnataka Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Karnataka Bank Limited branches in Ahmedabad and Ahmedabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Karnataka Bank Limited and go to the branch locator section. Then search for Ahmedabad-Maninagar or Ahmedabad to find the exact IFSC Code KARB0000047.
Mobile Banking App
If you use Karnataka Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Karnataka Bank Limited and Ahmedabad will provide accurate information.
How to Use IFSC Code KARB0000047 for Online Transfers?
Once you have the IFSC Code KARB0000047 for the Ahmedabad-Maninagar branch of Karnataka Bank Limited in Ahmedabad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KARB0000047. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Karnataka Bank Limited IFSC Code KARB0000047.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karnataka Bank Limited Ahmedabad-Maninagar in Ahmedabad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Karnataka Bank Limited in Ahmedabad-Maninagar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Karnataka Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Ahmedabad manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KARB0000047.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shop No3, Sparsh Building, Behind Pramukh Palace,Near Jai Hind Cross Road, Opp Maharaja Palace, Maninagar, Ahmedabad-382008, Ahmedabad Taluk located in Ahmedabad, Ahmedabad, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.