IFSC Code of Kalyan Janata Sahakari Bank, Revenue Colony, Pune, Pune — KJSB0000213

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Kalyan Janata Sahakari Bank for its Revenue Colony branch in Pune, Pune, or Pune, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Kalyan Janata Sahakari Bank located in Pune or anywhere in Pune can transfer funds instantly by using the correct IFSC Code KJSB0000213. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Kalyan Janata Sahakari Bank, Revenue Colony, Pune

The table below shows the main details of the IFSC Code KJSB0000213 for the Kalyan Janata Sahakari Bank branch in Pune, which falls under the Pune district in Pune.

These details help users in online banking and for businesses and individuals who use Kalyan Janata Sahakari Bank in Pune for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KJSB0000213 for the Revenue Colony branch of Kalyan Janata Sahakari Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KJSB0000213 is given to every bank branch, including Kalyan Janata Sahakari Bank located in Revenue Colony, Pune, Pune, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Kalyan Janata Sahakari Bank branch in Pune.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Pune and Pune.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Pune and the rest of India, which is why the IFSC Code ensures that transactions meant for Kalyan Janata Sahakari Bank in Revenue Colony doesn't end up at another location.

Format of the IFSC Code KJSB0000213

The format of the IFSC Code for banks, including Kalyan Janata Sahakari Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Kalyan Janata Sahakari Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Revenue Colony in Pune.

For example, the IFSC Code KJSB0000213 of Kalyan Janata Sahakari Bank for the Revenue Colony branch has these elements, identifying the bank and the branch location in Pune and Pune correctly.

How to Find IFSC Code for Kalyan Janata Sahakari Bank?

If you are trying to find the IFSC Code KJSB0000213 of Kalyan Janata Sahakari Bank for its Revenue Colony branch located in Pune, the following methods can help:

Cheque Book

The cheque book issued by Kalyan Janata Sahakari Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Kalyan Janata Sahakari Bank branches in Pune and Pune, print them on the first page of your passbook.

Bank Website

Visit the official website of Kalyan Janata Sahakari Bank and navigate to the branch locator section. Search for Revenue Colony or Pune to get the exact IFSC Code KJSB0000213.

Mobile Banking App

If you use Kalyan Janata Sahakari Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kalyan Janata Sahakari Bank and Pune, you'll get the correct details.

How to Use IFSC Code KJSB0000213 for Online Transfers?

Once you have the IFSC Code KJSB0000213 for the Revenue Colony branch of Kalyan Janata Sahakari Bank in Pune, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KJSB0000213. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kalyan Janata Sahakari Bank IFSC Code KJSB0000213.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kalyan Janata Sahakari Bank Revenue Colony in Pune, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Kalyan Janata Sahakari Bank in Revenue Colony, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Kalyan Janata Sahakari Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Pune manage their online transfers and cheque clearances easily.