Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Kalyan Janata Sahakari Bank for its Sunshine Plaza branch in Mumbai, Mumbai, Mumbai, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Kalyan Janata Sahakari Bank located in Mumbai or anywhere in Mumbai can transfer funds instantly by using the correct IFSC Code KJSB0000019. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Kalyan Janata Sahakari Bank, Sunshine Plaza, Mumbai
Below in the table are the key details related to IFSC Code KJSB0000019 of Kalyan Janata Sahakari Bank for its branch located in Mumbai, within the district of Mumbai in the state of Mumbai.
| Particulars | Details |
|---|---|
| Bank | Kalyan Janata Sahakari Bank |
| IFSC Code | KJSB0000019 |
| Branch | Sunshine Plaza |
| City | Mumbai |
| District | Mumbai |
| State | Mumbai |
| Address | Shop No.1 To 4, Ground Floor, Sunshine Plaza, Naigaon Cross Road, Dadar (E) 400 014. |
These details are important not only for users using online banking but also for businesses and individuals who use Kalyan Janata Sahakari Bank in Mumbai for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KJSB0000019 for the Sunshine Plaza branch of Kalyan Janata Sahakari Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kalyan Janata Sahakari Bank located in Sunshine Plaza, Mumbai, Mumbai, is provided with a unique IFSC like KJSB0000019 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Kalyan Janata Sahakari Bank branch in Mumbai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Mumbai and Mumbai.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Mumbai and the rest of India and the IFSC Code ensures that transactions meant for Kalyan Janata Sahakari Bank in Sunshine Plaza do not get mixed with another location.
Format of the IFSC Code KJSB0000019
The format of the IFSC Code for banks, including Kalyan Janata Sahakari Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Kalyan Janata Sahakari Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sunshine Plaza in Mumbai.
For example, the IFSC Code KJSB0000019 of Kalyan Janata Sahakari Bank for the Sunshine Plaza branch includes these elements, identifying the bank and the branch location in Mumbai and Mumbai accurately.
How to Find IFSC Code for Kalyan Janata Sahakari Bank?
If you are trying to find the IFSC Code KJSB0000019 of Kalyan Janata Sahakari Bank for its Sunshine Plaza branch located in Mumbai, the following methods can help:
Cheque Book
The cheque book issued by Kalyan Janata Sahakari Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Kalyan Janata Sahakari Bank branches in Mumbai and Mumbai, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Kalyan Janata Sahakari Bank and navigate to the branch locator section. Search for Sunshine Plaza or Mumbai to get the exact IFSC Code KJSB0000019.
Mobile Banking App
If you use Kalyan Janata Sahakari Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kalyan Janata Sahakari Bank and Mumbai, you'll get the correct details.
How to Use IFSC Code KJSB0000019 for Online Transfers?
Once you have the IFSC Code KJSB0000019 for the Sunshine Plaza branch of Kalyan Janata Sahakari Bank in Mumbai, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KJSB0000019. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Kalyan Janata Sahakari Bank IFSC Code KJSB0000019.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Kalyan Janata Sahakari Bank Sunshine Plaza in Mumbai, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kalyan Janata Sahakari Bank in Sunshine Plaza, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kalyan Janata Sahakari Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Mumbai manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KJSB0000019.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shop No.1 To 4, Ground Floor, Sunshine Plaza, Naigaon Cross Road, Dadar (E) 400 014. located in Mumbai, Mumbai, Mumbai.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.