IFSC Code of Kalyan Janata Sahakari Bank, Maitri Raghukul Chs, Dombivali, Thane — KJSB0000028

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Kalyan Janata Sahakari Bank for its Maitri Raghukul Chs branch in Dombivali, Dombivali, or Thane, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Kalyan Janata Sahakari Bank located in Dombivali or anywhere in Thane can transfer funds instantly by using the correct IFSC Code KJSB0000028. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Kalyan Janata Sahakari Bank, Maitri Raghukul Chs, Dombivali

The table below shows the main details of the IFSC Code KJSB0000028 for the Kalyan Janata Sahakari Bank branch in Dombivali, which falls under the Dombivali district in Thane.

These details helps users in online banking and for businesses and individuals who use Kalyan Janata Sahakari Bank in Dombivali for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KJSB0000028 for the Maitri Raghukul Chs branch of Kalyan Janata Sahakari Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KJSB0000028 is given to every bank branch, including Kalyan Janata Sahakari Bank located in Maitri Raghukul Chs, Dombivali, Thane, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Kalyan Janata Sahakari Bank branch in Dombivali.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Dombivali and Dombivali.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Thane and the rest of India, which is why the IFSC Code ensures that transactions meant for Kalyan Janata Sahakari Bank in Maitri Raghukul Chs doesn't end up at another location.

Format of the IFSC Code KJSB0000028

The format of the IFSC Code for banks, including Kalyan Janata Sahakari Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Kalyan Janata Sahakari Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Maitri Raghukul Chs in Dombivali.

For example, the IFSC Code KJSB0000028 of Kalyan Janata Sahakari Bank for the Maitri Raghukul Chs branch includes these elements, identifying the bank and the branch location in Dombivali and Thane correctly.

How to Find IFSC Code for Kalyan Janata Sahakari Bank?

If you are looking for the IFSC Code KJSB0000028 of Kalyan Janata Sahakari Bank for its Maitri Raghukul Chs branch located in Dombivali, the following methods can help:

Cheque Book

The cheque book that is issued by Kalyan Janata Sahakari Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Kalyan Janata Sahakari Bank branches in Dombivali and Dombivali, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Kalyan Janata Sahakari Bank and look for the branch locator section, then search for Maitri Raghukul Chs or Dombivali to get the exact IFSC Code KJSB0000028.

Mobile Banking App

If you use Kalyan Janata Sahakari Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Kalyan Janata Sahakari Bank and Dombivali, then it will provide you proper information.

How to Use IFSC Code KJSB0000028 for Online Transfers?

Once you have the IFSC Code KJSB0000028 for the Maitri Raghukul Chs branch of Kalyan Janata Sahakari Bank in Dombivali, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KJSB0000028. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kalyan Janata Sahakari Bank IFSC Code KJSB0000028.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kalyan Janata Sahakari Bank Maitri Raghukul Chs in Dombivali, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Kalyan Janata Sahakari Bank in Maitri Raghukul Chs, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Kalyan Janata Sahakari Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Dombivali manage their online transfers and cheque clearances easily.