IFSC Code of Kalyan Janata Sahakari Bank, Sai Somani Residency, Bhiwandi, Thane — KJSB0000029

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Kalyan Janata Sahakari Bank for its Sai Somani Residency branch in Bhiwandi, Bhiwandi, Thane, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Kalyan Janata Sahakari Bank located in Bhiwandi or anywhere in Thane can transfer funds instantly by using the correct IFSC Code KJSB0000029. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Kalyan Janata Sahakari Bank, Sai Somani Residency, Bhiwandi

The table below shows the main details of the IFSC Code KJSB0000029 for the Kalyan Janata Sahakari Bank branch in Bhiwandi, which falls under the Bhiwandi district in Thane.

These details help users in online banking and for businesses and individuals who use Kalyan Janata Sahakari Bank in Bhiwandi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KJSB0000029 for the Sai Somani Residency branch of Kalyan Janata Sahakari Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kalyan Janata Sahakari Bank located in Sai Somani Residency, Bhiwandi, Thane, are allotted a unique IFSC like KJSB0000029 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Bhiwandi.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Bhiwandi and Bhiwandi.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Kalyan Janata Sahakari Bank in Sai Somani Residency reaches the right place, even though there are thousands of branches in Thane and across India.

Format of the IFSC Code KJSB0000029

This is the format of the IFSC Code for banks, including Kalyan Janata Sahakari Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Kalyan Janata Sahakari Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sai Somani Residency in Bhiwandi.

For example, the IFSC Code KJSB0000029 of Kalyan Janata Sahakari Bank for the Sai Somani Residency branch includes these elements, identifying the bank and the branch location in Bhiwandi and Thane accurately.

How to Find IFSC Code for Kalyan Janata Sahakari Bank?

If you are trying to find the IFSC Code KJSB0000029 of Kalyan Janata Sahakari Bank for its Sai Somani Residency branch located in Bhiwandi, the following methods can help:

Cheque Book

The cheque books that are issued by Kalyan Janata Sahakari Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Kalyan Janata Sahakari Bank branches in Bhiwandi and Bhiwandi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Kalyan Janata Sahakari Bank and find the branch locator section. Search for Sai Somani Residency or Bhiwandi to get the exact IFSC Code KJSB0000029.

Mobile Banking App

If you use Kalyan Janata Sahakari Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Kalyan Janata Sahakari Bank and Bhiwandi that will provide accurate information.

How to Use IFSC Code KJSB0000029 for Online Transfers?

Once you have the IFSC Code KJSB0000029 for the Sai Somani Residency branch of Kalyan Janata Sahakari Bank in Bhiwandi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KJSB0000029. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kalyan Janata Sahakari Bank IFSC Code KJSB0000029.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kalyan Janata Sahakari Bank Sai Somani Residency in Bhiwandi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kalyan Janata Sahakari Bank in Sai Somani Residency, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Kalyan Janata Sahakari Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bhiwandi to handle online money transfers and get their cheques cleared smoothly.