There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Kalupur Commercial Cooperative Bank for its Old Padra - Vadodara branch in Vadodara, Vadodara, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Kalupur Commercial Cooperative Bank situated in Vadodara or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code KCCB0VDD024. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Kalupur Commercial Cooperative Bank, Old Padra - Vadodara, Vadodara
Here are the main details that are associated with the IFSC Code KCCB0VDD024 of Kalupur Commercial Cooperative Bank for its branch located in Vadodara, within the district of Vadodara in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Kalupur Commercial Cooperative Bank |
| IFSC Code | KCCB0VDD024 |
| Branch | Old Padra - Vadodara |
| City | Vadodara |
| District | Vadodara |
| State | Gujarat |
| Address | 54,Punitnagar Soc, Opp.Vccine Insutitute, Old Padra Road, Vadodara-390015 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Kalupur Commercial Cooperative Bank in Vadodara for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KCCB0VDD024 for the Old Padra - Vadodara branch of Kalupur Commercial Cooperative Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KCCB0VDD024 is given to every bank branch, including Kalupur Commercial Cooperative Bank located in Old Padra - Vadodara, Vadodara, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Kalupur Commercial Cooperative Bank branch in Vadodara.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Vadodara and Vadodara.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Kalupur Commercial Cooperative Bank in Old Padra - Vadodara doesn't end up at another location.
Format of the IFSC Code KCCB0VDD024
The format of the IFSC Code for banks, including Kalupur Commercial Cooperative Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Kalupur Commercial Cooperative Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Old Padra - Vadodara in Vadodara.
For example, the IFSC Code KCCB0VDD024 of Kalupur Commercial Cooperative Bank for the Old Padra - Vadodara branch includes these elements, identifying the bank and the branch location in Vadodara and Gujarat accurately.
How to Find IFSC Code for Kalupur Commercial Cooperative Bank?
To find the IFSC Code KCCB0VDD024 of Kalupur Commercial Cooperative Bank for its Old Padra - Vadodara branch located in Vadodara, the following methods can help you out:
Cheque Book
The cheque book issued by Kalupur Commercial Cooperative Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Kalupur Commercial Cooperative Bank branches in Vadodara and Vadodara, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Kalupur Commercial Cooperative Bank and go to the branch locator section. Then search for Old Padra - Vadodara or Vadodara to find the exact IFSC Code KCCB0VDD024.
Mobile Banking App
If you use Kalupur Commercial Cooperative Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Kalupur Commercial Cooperative Bank and Vadodara will provide accurate information.
How to Use IFSC Code KCCB0VDD024 for Online Transfers?
Once you have the IFSC Code KCCB0VDD024 for the Old Padra - Vadodara branch of Kalupur Commercial Cooperative Bank in Vadodara, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KCCB0VDD024. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Kalupur Commercial Cooperative Bank IFSC Code KCCB0VDD024.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Kalupur Commercial Cooperative Bank Old Padra - Vadodara in Vadodara, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Kalupur Commercial Cooperative Bank in Old Padra - Vadodara, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Kalupur Commercial Cooperative Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Vadodara manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Old Padra - Vadodara Vadodara branch is KCCB0VDD024.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 54,Punitnagar Soc, Opp.Vccine Insutitute, Old Padra Road, Vadodara-390015.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.