Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Kalupur Commercial Cooperative Bank for its Rajkot branch in Rajkot, Rajkot, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Kalupur Commercial Cooperative Bank located in Rajkot or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code KCCB0RJT057. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Kalupur Commercial Cooperative Bank, Rajkot, Rajkot
Below in the table are the key details related to IFSC Code KCCB0RJT057 of Kalupur Commercial Cooperative Bank for its branch located in Rajkot, within the district of Rajkot in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Kalupur Commercial Cooperative Bank |
| IFSC Code | KCCB0RJT057 |
| Branch | Rajkot |
| City | Rajkot |
| District | Rajkot |
| State | Gujarat |
| Address | Ganesh Trade Center,Plot No 105,Between Kkv Hall And Indira Circle,150 Feet Ring Road,Rajkot-360005 |
These details help users in online banking and for businesses and individuals who use Kalupur Commercial Cooperative Bank in Rajkot for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KCCB0RJT057 for the Rajkot branch of Kalupur Commercial Cooperative Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KCCB0RJT057 is given to every bank branch, including Kalupur Commercial Cooperative Bank located in Rajkot, Rajkot, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Kalupur Commercial Cooperative Bank branch in Rajkot.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Rajkot and Rajkot.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Kalupur Commercial Cooperative Bank in Rajkot doesn't end up at another location.
Format of the IFSC Code KCCB0RJT057
The format of the IFSC Code for banks, including Kalupur Commercial Cooperative Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Kalupur Commercial Cooperative Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rajkot in Rajkot.
For example, the IFSC Code KCCB0RJT057 of Kalupur Commercial Cooperative Bank for the Rajkot branch includes these elements, identifying the bank and the branch location in Rajkot and Gujarat accurately.
How to Find IFSC Code for Kalupur Commercial Cooperative Bank?
To find the IFSC Code KCCB0RJT057 of Kalupur Commercial Cooperative Bank for its Rajkot branch located in Rajkot, the following methods can help you out:
Cheque Book
The cheque book issued by Kalupur Commercial Cooperative Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Kalupur Commercial Cooperative Bank branches in Rajkot and Rajkot, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Kalupur Commercial Cooperative Bank and go to the branch locator section. Then search for Rajkot or Rajkot to find the exact IFSC Code KCCB0RJT057.
Mobile Banking App
If you use Kalupur Commercial Cooperative Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Kalupur Commercial Cooperative Bank and Rajkot will provide accurate information.
How to Use IFSC Code KCCB0RJT057 for Online Transfers?
Once you have the IFSC Code KCCB0RJT057 for the Rajkot branch of Kalupur Commercial Cooperative Bank in Rajkot, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KCCB0RJT057. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Kalupur Commercial Cooperative Bank IFSC Code KCCB0RJT057.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Kalupur Commercial Cooperative Bank Rajkot in Rajkot may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Kalupur Commercial Cooperative Bank in Rajkot, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kalupur Commercial Cooperative Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Rajkot manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is KCCB0RJT057.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ganesh Trade Center,Plot No 105,Between Kkv Hall And Indira Circle,150 Feet Ring Road,Rajkot-360005 located in Rajkot, Rajkot, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.