For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Kalupur Commercial Cooperative Bank for its Kadi branch in Mahesana, Mahesana, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Kalupur Commercial Cooperative Bank located in Mahesana or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code KCCB0KAD069. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Kalupur Commercial Cooperative Bank, Kadi, Mahesana

Here are the key points that are associated with the IFSC Code KCCB0KAD069 of Kalupur Commercial Cooperative Bank for its branch located in Mahesana, within the district of Mahesana in the state of Gujarat.

Particulars Details
Bank Kalupur Commercial Cooperative Bank
IFSC Code KCCB0KAD069
Branch Kadi
City Mahesana
District Mahesana
State Gujarat
Address Ground Floor,Radha Swami Complex,Nr.N.C.Desai Petrol Pump, Highway Cross Road,Kadi-Chhattral Highway Kadi

These details help users in online banking and for businesses and individuals who use Kalupur Commercial Cooperative Bank in Mahesana for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KCCB0KAD069 for the Kadi branch of Kalupur Commercial Cooperative Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KCCB0KAD069 is given to every bank branch, including Kalupur Commercial Cooperative Bank located in Kadi, Mahesana, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Kalupur Commercial Cooperative Bank branch in Mahesana.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Mahesana and Mahesana.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Kalupur Commercial Cooperative Bank in Kadi doesn't end up at another location.

Format of the IFSC Code KCCB0KAD069

The format of the IFSC Code for banks, including Kalupur Commercial Cooperative Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Kalupur Commercial Cooperative Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kadi in Mahesana.

For example, the IFSC Code KCCB0KAD069 of Kalupur Commercial Cooperative Bank for the Kadi branch includes these elements, identifying the bank and the branch location in Mahesana and Gujarat accurately.

How to Find IFSC Code for Kalupur Commercial Cooperative Bank?

If you are trying to find the IFSC Code KCCB0KAD069 of Kalupur Commercial Cooperative Bank for its Kadi branch located in Mahesana, the following methods can help:

Cheque Book

The cheque books that are issued by Kalupur Commercial Cooperative Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Kalupur Commercial Cooperative Bank branches in Mahesana and Mahesana, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Kalupur Commercial Cooperative Bank and find the branch locator section. Search for Kadi or Mahesana to get the exact IFSC Code KCCB0KAD069.

Mobile Banking App

If you use Kalupur Commercial Cooperative Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Kalupur Commercial Cooperative Bank and Mahesana that will provide accurate information.

How to Use IFSC Code KCCB0KAD069 for Online Transfers?

Once you have the IFSC Code KCCB0KAD069 for the Kadi branch of Kalupur Commercial Cooperative Bank in Mahesana, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KCCB0KAD069. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kalupur Commercial Cooperative Bank IFSC Code KCCB0KAD069.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kalupur Commercial Cooperative Bank Kadi in Mahesana, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kalupur Commercial Cooperative Bank in Kadi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kalupur Commercial Cooperative Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mahesana to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kalupur Commercial Cooperative Bank in Kadi, Mahesana?

The IFSC Code is KCCB0KAD069.

Is the IFSC Code KCCB0KAD069 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Kalupur Commercial Cooperative Bank Kadi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kadi branch?

The address of the branch is Ground Floor,Radha Swami Complex,Nr.N.C.Desai Petrol Pump, Highway Cross Road,Kadi-Chhattral Highway Kadi located in Mahesana, Mahesana, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.