There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Kalupur Commercial Cooperative Bank for its Gandhinagar branch in Gandhinagar, Gandhinagar, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Kalupur Commercial Cooperative Bank situated in Gandhinagar or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code KCCB0GNR038. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Kalupur Commercial Cooperative Bank, Gandhinagar, Gandhinagar
Here are the key points that are associated with the IFSC Code KCCB0GNR038 of Kalupur Commercial Cooperative Bank for its branch located in Gandhinagar, within the district of Gandhinagar in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Kalupur Commercial Cooperative Bank |
| IFSC Code | KCCB0GNR038 |
| Branch | Gandhinagar |
| City | Gandhinagar |
| District | Gandhinagar |
| State | Gujarat |
| Address | Kadi Sarve Vidhlayay Campus, Gate No.1, Near Gh-6,Sector-23,Gandhinagar-382023 |
These details help users in online banking and for businesses and individuals who use Kalupur Commercial Cooperative Bank in Gandhinagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KCCB0GNR038 for the Gandhinagar branch of Kalupur Commercial Cooperative Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kalupur Commercial Cooperative Bank located in Gandhinagar, Gandhinagar, Gujarat, are given a unique IFSC like KCCB0GNR038 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gandhinagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Gandhinagar and Gandhinagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Kalupur Commercial Cooperative Bank in Gandhinagar goes to the correct branch. This is important because Kalupur Commercial Cooperative Bank has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code KCCB0GNR038
This is the format of the IFSC Code for banks, including Kalupur Commercial Cooperative Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Kalupur Commercial Cooperative Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gandhinagar in Gandhinagar.
For example, the IFSC Code KCCB0GNR038 of Kalupur Commercial Cooperative Bank for the Gandhinagar branch includes these elements, identifying the bank and the branch location in Gandhinagar and Gujarat accurately.
How to Find IFSC Code for Kalupur Commercial Cooperative Bank?
If you are trying to find the IFSC Code KCCB0GNR038 of Kalupur Commercial Cooperative Bank for its Gandhinagar branch located in Gandhinagar, the following methods can help:
Cheque Book
The cheque book issued by Kalupur Commercial Cooperative Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Kalupur Commercial Cooperative Bank branches in Gandhinagar and Gandhinagar, print them on the first page of your passbook.
Bank Website
Visit the official website of Kalupur Commercial Cooperative Bank and navigate to the branch locator section. Search for Gandhinagar or Gandhinagar to get the exact IFSC Code KCCB0GNR038.
Mobile Banking App
If you use Kalupur Commercial Cooperative Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kalupur Commercial Cooperative Bank and Gandhinagar, you'll get the correct details.
How to Use IFSC Code KCCB0GNR038 for Online Transfers?
Once you have the IFSC Code KCCB0GNR038 for the Gandhinagar branch of Kalupur Commercial Cooperative Bank in Gandhinagar, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KCCB0GNR038. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Kalupur Commercial Cooperative Bank IFSC Code KCCB0GNR038.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Kalupur Commercial Cooperative Bank Gandhinagar in Gandhinagar may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kalupur Commercial Cooperative Bank in Gandhinagar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kalupur Commercial Cooperative Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Gandhinagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KCCB0GNR038.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Kadi Sarve Vidhlayay Campus, Gate No.1, Near Gh-6,Sector-23,Gandhinagar-382023 located in Gandhinagar, Gandhinagar, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.