There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Kalupur Commercial Cooperative Bank for its Chhatral branch in Gandhinagar, Kalol, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Kalupur Commercial Cooperative Bank situated in Gandhinagar or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code KCCB0CHH056. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Kalupur Commercial Cooperative Bank, Chhatral, Gandhinagar

Here are some of the key details that come with the IFSC Code KCCB0CHH056 of Kalupur Commercial Cooperative Bank for its branch located in Gandhinagar, within the district of Kalol in the state of Gujarat.

Particulars Details
Bank Kalupur Commercial Cooperative Bank
IFSC Code KCCB0CHH056
Branch Chhatral
City Gandhinagar
District Kalol
State Gujarat
Address Plot No 5/H-4/16,Chhatral Industrial Estate,Opp Hdfc Bank,Chhatral,Ta-Kalol,Dist-Gandhinagar-382729

These details are crucial, not just for online banking users but also for businesses and individuals who use Kalupur Commercial Cooperative Bank in Gandhinagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KCCB0CHH056 for the Chhatral branch of Kalupur Commercial Cooperative Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kalupur Commercial Cooperative Bank located in Chhatral, Gandhinagar, Gujarat, is provided a unique IFSC like KCCB0CHH056 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Kalupur Commercial Cooperative Bank branch in Gandhinagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Gandhinagar and Kalol.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Kalupur Commercial Cooperative Bank in Chhatral do not get misguided to another person.

Format of the IFSC Code KCCB0CHH056

The format of the IFSC Code for banks, including Kalupur Commercial Cooperative Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Kalupur Commercial Cooperative Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chhatral in Gandhinagar.

For example, the IFSC Code KCCB0CHH056 of Kalupur Commercial Cooperative Bank for the Chhatral branch includes these elements, identifying the bank and the branch location in Gandhinagar and Gujarat correctly.

How to Find IFSC Code for Kalupur Commercial Cooperative Bank?

If you are trying to find the IFSC Code KCCB0CHH056 of Kalupur Commercial Cooperative Bank for its Chhatral branch located in Gandhinagar, the following methods can help:

Cheque Book

The cheque books that are issued by Kalupur Commercial Cooperative Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Kalupur Commercial Cooperative Bank branches in Gandhinagar and Kalol, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Kalupur Commercial Cooperative Bank and find the branch locator section. Search for Chhatral or Gandhinagar to get the exact IFSC Code KCCB0CHH056.

Mobile Banking App

If you use Kalupur Commercial Cooperative Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Kalupur Commercial Cooperative Bank and Gandhinagar that will provide accurate information.

How to Use IFSC Code KCCB0CHH056 for Online Transfers?

Once you have the IFSC Code KCCB0CHH056 for the Chhatral branch of Kalupur Commercial Cooperative Bank in Gandhinagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KCCB0CHH056. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Kalupur Commercial Cooperative Bank IFSC Code KCCB0CHH056.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Kalupur Commercial Cooperative Bank Chhatral in Gandhinagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kalupur Commercial Cooperative Bank in Chhatral, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kalupur Commercial Cooperative Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Gandhinagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kalupur Commercial Cooperative Bank in Chhatral, Gandhinagar?

The IFSC Code is KCCB0CHH056.

Is the IFSC Code KCCB0CHH056 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Kalupur Commercial Cooperative Bank Chhatral?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chhatral branch?

The address of the branch is Plot No 5/H-4/16,Chhatral Industrial Estate,Opp Hdfc Bank,Chhatral,Ta-Kalol,Dist-Gandhinagar-382729 located in Gandhinagar, Kalol, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.