Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Kalupur Commercial Cooperative Bank for its Ankleshwar branch in Bharuch, Ankleshwar, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Kalupur Commercial Cooperative Bank located in Bharuch or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code KCCB0AKL045. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Kalupur Commercial Cooperative Bank, Ankleshwar, Bharuch
The table below shows the main details of the IFSC Code KCCB0AKL045 for the Kalupur Commercial Cooperative Bank branch in Bharuch, which falls under the Ankleshwar district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Kalupur Commercial Cooperative Bank |
| IFSC Code | KCCB0AKL045 |
| Branch | Ankleshwar |
| City | Bharuch |
| District | Ankleshwar |
| State | Gujarat |
| Address | Ravi Complex, Walia Cross Road, Gidc , Ankleshwar - 393002 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Kalupur Commercial Cooperative Bank in Bharuch for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KCCB0AKL045 for the Ankleshwar branch of Kalupur Commercial Cooperative Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kalupur Commercial Cooperative Bank located in Ankleshwar, Bharuch, Gujarat, are allotted a unique IFSC like KCCB0AKL045 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bharuch.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Bharuch and Ankleshwar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Kalupur Commercial Cooperative Bank in Ankleshwar reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code KCCB0AKL045
This is the format of the IFSC Code for banks, including Kalupur Commercial Cooperative Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Kalupur Commercial Cooperative Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ankleshwar in Bharuch.
For example, the IFSC Code KCCB0AKL045 of Kalupur Commercial Cooperative Bank for the Ankleshwar branch includes these elements, identifying the bank and the branch location in Bharuch and Gujarat accurately.
How to Find IFSC Code for Kalupur Commercial Cooperative Bank?
If you are trying to find the IFSC Code KCCB0AKL045 of Kalupur Commercial Cooperative Bank for its Ankleshwar branch located in Bharuch, the following methods can help:
Cheque Book
The cheque books that are issued by Kalupur Commercial Cooperative Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Kalupur Commercial Cooperative Bank branches in Bharuch and Ankleshwar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Kalupur Commercial Cooperative Bank and find the branch locator section. Search for Ankleshwar or Bharuch to get the exact IFSC Code KCCB0AKL045.
Mobile Banking App
If you use Kalupur Commercial Cooperative Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Kalupur Commercial Cooperative Bank and Bharuch that will provide accurate information.
How to Use IFSC Code KCCB0AKL045 for Online Transfers?
Once you have the IFSC Code KCCB0AKL045 for the Ankleshwar branch of Kalupur Commercial Cooperative Bank in Bharuch, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KCCB0AKL045. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Kalupur Commercial Cooperative Bank IFSC Code KCCB0AKL045.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kalupur Commercial Cooperative Bank Ankleshwar in Bharuch, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Kalupur Commercial Cooperative Bank in Ankleshwar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kalupur Commercial Cooperative Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Bharuch manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is KCCB0AKL045.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ravi Complex, Walia Cross Road, Gidc , Ankleshwar - 393002 located in Bharuch, Ankleshwar, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.